How many digits does a visa credit card have?
The 2021 US visa credit card is 16 digits. Digits 1-6 represent the BINNO of the card issuing bank, digits 7-12 are the serial number of the user's card, and digit 13 can distinguish the primary and secondary cards. If it is 0, it means the primary card, and if it is 1-9, it means the secondary card. The 14th digit represents the date the card statement was issued, the 15th digit represents which card the card is. If it is lost and needs to be reissued, 1 will be added after the card is reissued, and the 16th digit is the verification code.
1. U.S. visa credit in 2021.
The VISA card is embossed with sixteen digits and consists of four groups. The first number is fixed at four. Guangfa Bank VISA True Love Gold Card format: 4063668888888888. China Merchants Bank ELLE co-branded credit card VISA white format: 4392268888888888. Industrial Bank VISA standard dual currency platinum credit card format: 4868618888888888. ICBC VISA Peony Travel Alliance Card Format: 4270308888888888. CCB VISA Dragon Truck Card format: 4367458888888888.
2. The role of credit card security codes
In the early years, credit card security codes were mainly used for overseas website purchases. When shopping on overseas websites, you do not need to provide a password. You only need to provide credit, expiration date and security code to complete the transaction. In recent years, some merchants in China have begun to use security codes instead of passwords for payment. For example, JD.com’s online payment system, where most air tickets and hotel reservations are also transacted through security codes.
To sum up, how to prevent the user's credit card security code from being leaked? First of all, when swiping the card outside, be careful not to let others easily see the security code of the user's credit card. If you are afraid that the security code will be leaked, You can use tape to block the security code. Secondly, if you use a credit card security code for online shopping, remember to clear the credit card information automatically saved on the website.
How many digits are there in the bank card?
China Merchants Bank bank card does not contain letters:
Passbook: 15 digits;
All-in-one card: 16 digits , some customers hold old cards with 12 digits;
Credit cards: American Express cards have 15 digits, others have 16 digits.
(Response time: June 2, 2022. For the latest business changes, please refer to the official website of China Merchants Bank)
How many credit card digits are there
Credit card digits Following international standards, the number can range from 13 digits to 19 digits, but most of the credit cards we commonly use are 16 digits, while American Express credit cards are 15 digits and Diners Club cards are 14 digits.
1. Generally, cards starting with 6 are UnionPay cards, cards starting with 4 are cards carrying the Visa logo, cards starting with 5 are cards carrying the Master card, and cards starting with 3 are cards carrying the JCB logo. card. The first few digits of a bank's cards with the same logo are the same. This part is usually stipulated by the bank itself. For example, for China Merchants Bank, cards with the UnionPay logo start with 62258, cards with the Visa logo start with 4392, cards with the Master logo start with 5186, and cards with the JCB logo start with 3568.
In addition, everyone should also note that the number of digits in a bank's debit card and credit card is generally different. For example, in China Construction Bank, the debit card starts with 4367, which is 19 digits, and credit cards with the Visa logo also start with 4367, but are 16 digits.
2. Some ICBC credit cards have 15 digits, some have 16 digits, and some have 18 or 19 digits. It depends on what type of credit card you have. ICBC generally starts with 95588 or 6222. If it starts with the above two, it should be 19 digits. If it is a credit card or debit card, then it will be 16 digits, starting with 5309, 4815, 4580, etc.
3. Generally, when a credit card expires and the credit card center sends a new card directly, there is no need to change the credit code.
In addition, if the cardholder's card is damaged and the magnetic strip cannot be sensed, making it difficult to continue using it and the card needs to be replaced, there is no need to change the credit card number. However, there are also some situations where it is necessary to change. For example, when a new card that has expired is not received on time and the cardholder applies for a new card to be re-sent, changes will occur. Because this is equivalent to you applying for a new credit card and registering an account at the bank. Another example is when a cardholder reports the loss of a card and applies for a new one, changes will also occur.
Credit digits
UnionPay cards start with 6, visa cards start with 4, master cards start with 5, and jcb cards start with 3. You'll know how your card is organized from the get-go.
For cards issued by the same bank, the bank stipulates that the first few digits are the same. Taking China Merchants Bank as an example, the UnionPay card starts with 62258, the visa card starts with 4392, and the master card starts with 5186. At the beginning, the jcb card starts with 3568.
However, the digits of debit cards and credit cards of the same bank are different. Taking China Construction Bank as an example, 4367 is the beginning of the debit card, with 19 digits, and 4367 is visa. The credit card has 16 digits.
Industrial and Commercial Bank of China is a weird one, with 15, 16, 18 and 19 digits. In fact, the main thing to look at is the type. Generally, it starts with 95588 or 6222, which starts with 19 digits. If it is a credit card or credit card, it is 16 digits.
Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , deposit and withdraw cash, etc., an electronic payment card with all or part of the functions? On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard.
Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date (BillingDate).
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit.
The credit card generally refers to a credit card.
Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000).
On May 25, 2021, the Supreme People’s Court issued and implemented the “Regulations of the Supreme People’s Court on Several Issues Concerning the Trial of Bank Card Civil Cases.”
Credit card is a non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. They are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. Cardholders do not need to pay cash when making purchases with a credit card. Make further repayments.
Except for some credit cards that are combined with debit cards, general credit cards are different from debit cards and cash cards in that credit cards will not directly deduct funds from the user's account.
Credit cards are issued by commercial banks to individuals and organizations. They can use them to shop and consume with specially appointed organizations and deposit and withdraw cash from banks. They are special carrier cards with consumer credit. They are in the form of a card with the card issuing number printed on the front. Cards with bank name, validity period, number, cardholder name, etc., and a magnetic stripe and signature strip on the back.
A real credit card has the following characteristics: it is not encouraged to deposit cash in advance, consume first and repay later, enjoys an interest-free payment period, can repay in installments independently (with a minimum repayment amount), join VISA, MASTER Wait for international credit card organizations to make it universally applicable.
What is the credit rating of ICBC? (For online banking)
ICBC’s credit rating is 14-16 digits.
You can judge the type of ICBC card based on the first 6 digits (card BIN):
1. Debit card (usually 19 digits): 955880, 955881, 955882, Cards starting with 622200, 622202, etc. are Money Link Cards or E-Age Cards; cards starting with 955888, 622208, 621288, etc. are Gold Management Cards or ICBC Wealth Management Gold Cards.
2. Credit card (usually 14-16 digits): starting with 3, 4, 5, 6 (except international debit cards).
Extended information
ICBC credit cards are classified in the following ways:
1. According to whether they enjoy the interest-free repayment period, they are divided into: credit cards and quasi-loans Debit card;
2. Divided according to credit level: black gold card, platinum card, gold card and regular card, etc.;
3. Divided according to account currency: RMB card , dual-currency cards (including multi-currency cards);
4. Divided by brand: UnionPay card, VISA card, MasterCard, American Express card, JCB card and Diners Club card, etc.;
5. According to the card issuance objects, it is divided into: personal cards and corporate (business) cards. Personal cards are divided into main cards and secondary cards;
6. According to the information carrier, it is divided into: magnetic stripe cards and chip cards. Card and magnetic stripe chip review cards.
ICBC - Credit Card Classification
ICBC - How to Determine the Type of Bank Card
How Many Digits Are There in a Credit Card?
There are two types of bank cards , one is a debit card, which we call a savings card, usually 19 digits. There are also special circumstances, such as China Merchants Bank, Construction Bank 16th, Bank of Communications 17th, etc. The other is a credit card, which is a credit card. All banks use 16 digits. The following are the bank digits of each bank:
1. China Construction Bank: 16 or 19 digits for debit cards, 16 digits for credit cards;
2. Agricultural Bank of China: 19 digits for debit cards, 16 digits for credit cards ;
3. ICBC: 19 digits for debit cards and 16 digits for credit cards;
4. Transportation: 17 digits for debit cards and 16 digits for credit cards;
5. People's Livelihood: 16 digits for debit cards and 16 digits for credit cards.
This ends the introduction about how many digits there are in a credit card and how many digits there are in a credit card. Have you found the information you need?