Credit card cancellation method:

1. Call the bank.

Usually, ordinary credit cards can be cancelled by telephone banking. Of course, some banks may be a little troublesome, while others are different, such as China CITIC Bank and China Merchants Bank, which are very convenient. Note that you can cancel your credit card by phone only if you can cancel it.

2. Go to the business hall of the bank

Going to the bank's business hall to cancel is also the method used. But pay attention to the following points:

(1) Bring the necessary certificates, ID cards, credit cards, etc. The credit card arrears should be accurate.

(2) Remember to avoid the rush hour of the bank, so as not to queue for too long and delay your normal work and life.

(3) truthfully explain the situation to the staff. If you really want to return your card, don't change your mind easily

3. Go to the designated business hall

Naturally, because there are still differences in the regulations of credit cards among banks, and there are many types of credit cards, some banks will have clear regulations on the cancellation of some credit cards. So, if you are not sure where to cancel your credit card, call the official customer service in time.

: credit card precautions

1. It is best not to cancel the credit card casually.

Credit card is a reflection of personal credit. The annual fee for credit cards is very low now. As long as you swipe your card several times a year, you can avoid the handling fee for the next year. This is easy to handle. You don't have to cancel your card for the annual fee.

3. If you forget to repay the loan and have credit problems, the bank also asks you to cancel your card. Note that as long as you pay back the money you owe the bank and keep a good credit record in the future, you will be fine naturally. If you cancel your credit card, it won't be easy to apply again next time.

The most important thing is to master the method of rational use of credit cards. Make the most of your credit card.