how to query credit card records

according to the two results of applying for a credit card, the query methods are different:

1. The credit card application failed

The application record will not be displayed on the credit report. It will only show that a bank has recently inquired about the applicant's credit information, which belongs to the bank inquiry record.

2. The credit card application is passed and the card is issued

You can find all credit card accounts, credit lines and records of overdue repayment in the personal credit record.

The steps of inquiring about personal credit report to inquire about credit card application records are as follows:

1. Search for "credit report" on the webpage, find the website of the Credit Information Center of China People's Bank, and then click Enter.

2. After entering, find the Internet Personal Credit Information Service Platform, and then click Enter.

3. After entering, find "Start immediately" and click Enter.

4. after entering the login interface, enter the user name, password and verification code, and click login.

5. after logging in successfully, enter the personal account page, check the credit report under the column of applying for credit information, and click get dynamic password.

6. Enter the mobile phone dynamic password and click Submit.

7. After receiving the identity verification code, enter the page of obtaining credit information, check the personal credit report, enter the identity verification code, and click Submit.

8. after submission, just query the credit record in the credit report page.

How to inquire about credit card transaction records

You can inquire about your account balance, bills and other related information through China Bank Mobile Banking, "China Bank Credit Card" WeChat WeChat official account, Colorful Life APP, online banking, customer service hotline, outlets and other channels, so as to keep abreast of the current month's account arrears, so as not to delay repayment. If you need to inquire about the bill or transaction details of a year ago, it is suggested that you call the customer service hotline 46695566 and select the key to turn to manual service for inquiry.

the above contents are for your reference. please refer to the actual business regulations.

do you know how to inquire about personal information of credit cards in China bank?

You can inquire and modify your personal information through Bank of China Mobile Banking, "China Bank Credit Card" WeChat WeChat official account, BOC Fun Life APP, BOC Customer Communication applet, BOC Personal Online Banking, BOC outlets, or call BOC Credit Card Customer Service Hotline 46695566. However, due to the limited personal information modified by each channel, please refer to the channel prompts.

the above contents are for your reference. please refer to the actual business regulations.

how to check personal credit cards (debit cards)?

There are three ways to query personal credit card (debit card):

1. Telephone query: you need to query the customer service phone number of the bank by yourself, and query the relevant information of the credit card (debit card) handled by your ID card through the customer service staff;

2. Login to the credit information system: you can query your personal credit card (debit card) by running registration and querying your credit information report online with your ID number;

3. Handling at bank outlets: You can bring your ID card to the local credit management center of the People's Bank of China and check your personal credit card (debit card) with the help of the staff.

How to check whether there is a credit card under your name

There are three ways to check the credit card under your name:

1. Telephone inquiry: You need to check the customer service phone number of the bank by yourself, and check the credit card related information handled by your ID card through the customer service staff;

2. Log in to the credit information system: register and inquire about your credit information report and personal credit card information through your ID number;

3. Bank outlets: You can bring your ID card to the local Credit Management Center of the People's Bank of China and check your personal credit card with the help of the staff. Operating environment; Apple 12iOS14 browser 12.8.7

With the popularity of credit cards, more and more people have become credit card groups. Many people not only apply for credit cards, but also apply for multiple credit cards at the same time. However, with the increase of credit cards, problems inevitably arise in credit card management. Many people are considering canceling some of these credit cards, but they don't know which ones should be cancelled. If you have the following credit cards, you'd better cancel them as soon as possible.

1. Credit card with low credit limit and difficult to pay

There is such a credit card. Although the threshold for applying for a credit card is not low, the credit limit of a credit card is pitifully low. In addition, it is more difficult to increase the credit card limit later. No matter how hard you try to improve your qualifications, the credit card limit is still very low. If you have this credit card at hand, instead of keeping it all the time, it is better to cancel it indirectly to avoid overdue.

2. Long-term idle credit cards

Many colleagues apply for multiple credit cards just to show off and let others know that they have multiple credit cards at the same time. There are many people applying for credit cards, and the consumer demand is very small. Idle credit cards have credit card fees and cannot be repaid on time, which is easy to cause overdue. Therefore, canceling the use of credit cards is the best way.

3. Seriously homogenized credit cards

If you have two or more credit cards with similar rights and interests, please choose a credit card with a larger amount, and other credit cards can be cancelled.

4. Credit cards with less rights and interests

This requires careful comparison, and find out the credit cards with less rights and activities from your own credit cards for cancellation.

how can I check my credit card? Who knows?

There are two ways to inquire about personal credit cards:

First, bring your ID card to the corresponding bank outlets for inquiry, or print the credit report at the local China People's Bank outlets for inquiry.

2. Log in to the website of China People's Bank for inquiry, but you must register first, then log in to the account, click "Apply for Credit Information" in "Information Service", then select the information to be inquired, enter the mobile phone number, and after receiving the verification code, you can inquire the information.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The credit card stipulated in the relevant laws of our country (Interpretation of the NPC Standing Committee on the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

so much for the introduction of how to check credit card information.