The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc.
Extended data:
The available overdraft limit of bank credit card refers to the maximum limit that can be used for overdraft consumption and cash withdrawal according to the cardholder's income and credit status, and the cardholder can recycle it within the validity period of the credit card.
Credit cards have a process from application to card approval, and from low amount to high amount. Credit cards can also apply for increasing the amount after being used for a period of time.
Baidu encyclopedia-transformers credit card