Why does the credit card show 45 transaction failure on the card swiping machine?

pos error codes 45 and 82 are due to the restriction that many banks and banks across the country have stopped supporting the magnetic stripe transaction function for some bank cards and credit cards, and transactions must be done through IC cards. If the POS machine fails to swipe the card and prompts 45 or 82, it means that the card cannot be used for magnetic stripe card transactions and can only be used for IC card insertion transactions! \This situation is called a downgrade transaction. \The main reason is that cashiers have long developed the habit of swiping magnetic stripes to accept cards. On terminals that already have chip acceptance functions, cashiers still use magnetic stripes to accept financial IC cards. This operation reduces the security of financial IC card transactions, which is called a downgrade transaction in the industry. \Close the downgrade transaction, which is to cancel the acceptance of the magnetic stripe transaction method in the composite card and change to only accept the chip transaction method. In short, for composite cards with magnetic stripe chips, only the chip part can be used for transactions.

Credit card transaction failed error code E1?

If the credit card swipe transaction fails and the error code appears E1, it means that your POS machine key is wrong and you need to re-download the program or key.

Why does the credit card swipe prompt that the transaction failed?

The credit card is degaussed. The ability to use a credit card depends on the magnetic strip on the card. If the magnetic strip is degaussed or damaged, the credit card will not be used regularly. At this time, the cardholder needs to contact the card issuer in time to replace the card.

Overdue repayments are frozen. Cardholders often become overdue when using their credit cards and fail to pay off their bills for a long time. At this time, in order to avoid financial risks, the bank will conduct risk control on the card, resulting in the credit card being frozen. If the credit card is frozen, the cardholder will be prompted that the transaction failed when swiping the card for consumption. If you want to continue using the credit card, you need to pay off the outstanding balance and apply for unfreezing.

Consequences of overdue credit cards

1. You will have an enforcement record on the central bank’s credit record. In the future, it will be almost impossible to apply for credit cards, loans, etc., and to borrow money from banks, financial institutions, or small loan companies.

2. You will be on the credit blacklist. In the future, if you take the high-speed train... or take a gray taxi, your children's education and employment will be affected because of your malicious overdue this time. Then you will lose more than just money. Things, your family ties, your love, your friendships, and even your homosexuality... will also be far away from you.

3 The payment password is entered incorrectly. As we all know, entering the wrong password three times during a credit card transaction will cause the credit card to be automatically locked. In this case, the card payment must be an abnormal transaction. If you want to resume normal transactions, the cardholder needs to bring his or her ID card to the bank to change the password and unfreeze it.

Credit cards are at risk of being stolen or fraudulently used. The credit card keeps prompting that the transaction failed. This may be because the transaction is abnormal. The credit card application platform has detected that the cardholder's credit card is at risk of being stolen by others, and the bank will freeze the credit card in order to avoid or reduce the cardholder's financial losses. If this is the case, the cardholder only needs to explain it clearly to the bank. If it is really stolen, it needs to be reported to the police in time

What is the error in the credit card repayment reference code

< p>The main reasons for the error in the credit card repayment reference code are as follows:

Reason 1: The credit card does not support online U.S. dollar transactions. If you are prompted that the security code is incorrect when applying to bind a credit card to your AppStore account, it is recommended that you check whether the credit card is one of VISA, MasterCard, and Express, and it must support online U.S. dollar transactions. The security code is the three-digit number on the back of the credit card. If the verification is correct and you still get this prompt, please contact the credit card customer service center.

Cause two: The balance in the card is insufficient. If there is insufficient balance in the card, the transaction will not be successful even if you enter the correct security code.

Reason 3: The card issuing bank did not authorize CapitalEasy Pay and UnionPay. Currently, Apple China's payment providers are these two, and Hua Xia Bank's credit cards, for example, are not authorized.

Reason 4: Check whether other information is filled in correctly. If the wrong security code is displayed, it may be that you filled in the wrong date, validity period or cvv2. Be careful not to fill in the year and month backwards.

Solution:

1. Log in to the appstore from the mobile phone;

2. Scroll to the bottom in the "Top 25";

< p>3. Your account information will be displayed at this time;

4. Delete the credit card information and register again.

The 815 error code occurred when applying for a credit card at ICBC

The reason for the 815 error when applying for a credit card at ICBC is that the verification code of your credit card was entered incorrectly and the credit card cannot proceed to the next step. You need to try again. Just log in and enter the correct verification code.

What does the error code mean when applying for an ICBC credit card, as shown below

The error code when applying for an ICBC credit card means an operation error. Do not choose to agree to accept inferior products.

The reason why the error is 93002875 as shown in the picture:

When applying for Chow Tai Fook Peony Express Credit Card through personal online banking, if you encounter "Error: 93002875" when filling in all the information and submitting it, it is because This card currently only issues gold card levels, please do not choose to agree to accept inferior products to solve the problem.

Extended information

Other ICBC error reports and solutions:

ICBC e-payment activation error 93004718 solution:

Activation When making ICBC e-payment, if you encounter the prompt "The current payment account has been registered to open ICBC e-payment business, or the number of incorrect dynamic passwords entered exceeds the limit", it is because the dynamic password has been frozen due to the number of consecutive incorrect passwords exceeding the limit. Please bring your valid ID. Go to any business outlet across the country or go to 95588 manual service to unfreeze the bank card that has been registered for this business.

When activating ICBC e-payment through online banking, if you encounter the prompt "The payment account has signed an ICBC e-payment agreement" and the query prompts that it has not been registered yet, this is because you have multiple customer numbers in our bank. , please bring your valid ID and registration card to the local outlet for customer editing integration.