Differences include different product types, different uses, and different repayment methods.

1. Different product types: BOC e-Instalment is a consumer financial product launched by Bank of China, aiming to provide cardholders with installment payment services. Allow cardholders to spread large purchases over multiple months for repayment. BOC e-Loan is a personal loan product launched by Bank of China, which provides loan services to qualified customers to meet their personal financial needs.

2. Different uses: Bank of China e-installment is mainly used by credit card holders to choose to repay large purchases in installments to reduce the pressure of one-time payment. It is suitable for consumption scenarios such as purchasing goods, traveling, education and training. BOC e-Loan can be used in a variety of scenarios where personal funds are needed, such as car purchase, decoration, travel, education, etc.

3. Different repayment methods: The repayment method of Bank of China e-installment is to repay monthly by credit card, and the installment amount will be included in the credit card bill for repayment. BOC e-Loan adopts equal monthly principal and interest repayments or other agreed repayment methods, and repays on schedule according to the loan contract.