1. The annual fees are different.

Gold Card: The annual fee for RMB Card is 80 yuan, and the annual fee for Dual Currency Card/RMB World Pass Card is 260 yuan.

General card: The annual fee for RMB card is 40 yuan, and the annual fee for dual currency card/RMB World Pass card is 90 yuan.

2. The amounts are different.

Gold Card: The credit limit is usually between 10,000 yuan and 50,000 yuan.

Public Card: The credit limit is generally 3,000 yuan to 10,000 yuan.

3. Card production fees are different.

Gold Card: Customers will be charged a fee of RMB 10 per card for card reprinting.

General card: If the card has been reported as lost, the card replacement fee is 10 yuan; if the card has not been reported as lost, the card replacement fee is 20 yuan.

4. The discounts are different.

The Guangfa Bank Credit Card Gold Card usually has some benefits that ordinary cards do not have, such as zero risk of losing the card, consumption discounts, global emergency support, etc.

The requirements for upgrading the Guangfa Bank credit card from the regular card to the gold card are very simple. As long as the cardholder maintains good card usage habits, always repays on time, and has a good credit record, the cardholder will After 6 months, you can apply to the bank to upgrade your gold card.

Baidu Encyclopedia-Guangfa Credit Card

Baidu Encyclopedia-Guangfa Bank Standard Credit Card Gold Card