This credit card is suitable for use in the Euro area

This is a dual-currency credit card in RMB and Euro. If you use a gold card, when you trade in the Euro area, the settlement currency is also Euro, and there is no exchange fee. You need to use Euros for repayment, or purchase foreign exchange in RMB. If you use a platinum card, no matter what currency it is, it can be automatically converted into RMB and deposited into your account without exchange fees. The gold card has an annual fee of 160 yuan, and 3 card transactions per card year are exempt from the current year's annual fee; the platinum card has an annual fee of 580 yuan, and 10 card transactions per card year are exempt from the current year's annual fee.