Personal credit record is an important indicator of personal credit status and plays an important role in financial activities such as loans and credit card applications. Personal credit records can be queried in the following ways:

1. China People's Bank Credit Information Center Inquiry: China People's Bank Credit Information Center is the institution responsible for the management of personal credit records. You can register a personal account, and log in through official website or related mobile phone clients for inquiry. Need to provide identity information and personal bank account number.

2. Online banking inquiry of commercial banks: Online banking of many commercial banks provides the inquiry function of personal credit records. You need to log in to your online bank account and select relevant inquiry items, such as credit report and credit score, to inquire personal credit records.

3. Inquire about the business outlets of the People's Bank of China: You can go to the business outlets of the People's Bank of China in your city to consult the staff, fill in the relevant application forms and show your valid identity documents, and the staff will assist in inquiring about personal credit records.

To sum up, personal credit records can be inquired through the Credit Information Center of China People's Bank, online banking of commercial banks and business outlets of China People's Bank. When inquiring, you need to provide relevant identity information and personal bank account number, and you can obtain personal credit report, credit score and other information.

Supplementary information:

Personal credit record inquiry is an important financial service, which helps individuals to know their credit status and find and solve credit problems in time. Personal credit records include personal credit reports and credit scores. Credit report is a report that comprehensively reflects a person's credit history, loan records, overdue situation and other information, and is an important basis for financial institutions to evaluate personal credit status. Credit scoring is a comprehensive evaluation of personal credit records through data models and algorithms, and a comprehensive score for evaluating personal credit level is obtained.

Inquiring about personal credit records is one of the important ways to protect your credit rights. By querying personal credit records in time, possible mistakes or anomalies can be found and corrected in time to avoid the adverse consequences brought by personal credit records. At the same time, regular inquiry of personal credit records also helps individuals to understand their credit status and plan and manage their financial management behavior reasonably.

In the process of inquiring personal credit records, we should pay attention to protecting the security of personal information. Ensure that inquiries are made in formal channels to avoid leaking personal information to criminals and causing unnecessary losses. In addition, inquiring about personal credit records is only a step to understand personal credit status. If you find any abnormal situation or controversial information, you should also get in touch with relevant institutions in time and negotiate to solve it. This can protect your credit right and ensure the accuracy and integrity of your personal credit record.

The above is the relevant information of personal credit record inquiry, I hope it will help you.