You will be jointly and severally held civilly liable when posting accounts. It is illegal to transfer accounts for others. Non-business depositors who rent or lend bank settlement accounts will be given a warning and fined 1,000 yuan. When the lessor uses a bank account to commit illegal or disciplinary acts, the lender of the bank account and the person being linked to the bank account shall also bear joint and several civil liability in accordance with the law.

If the lessor uses a bank account to commit illegal or disciplinary acts, as the lender of the bank account and the person being affiliated, they shall also bear joint and several civil liability in accordance with the law. If the debtor repays the loan on time and there is no dispute over the loan, he does not need to bear legal responsibility. If a legal dispute arises about the loan, reasonable reasons and basis for the loan posting must be provided. If there is a dispute, you will bear the adverse legal consequences according to the specific circumstances.

If the debtor repays the loan on time and there is no dispute over the loan, he does not need to bear legal responsibility. If a legal dispute arises about the loan, reasonable reasons and basis for the loan posting must be provided. If there is a dispute, it will depend on the specific circumstances whether to bear adverse legal consequences.

Legal basis: Article 65 of the "Measures for the Administration of RMB Bank Settlement Accounts"

Depositors must not engage in the following behaviors when using bank settlement accounts:

( 1) Violate the provisions of these Measures by transferring corporate funds to personal bank settlement accounts.

(2) Withdrawing cash in violation of the provisions of these Measures.

(3) Use opening a bank settlement account to evade bank debts.

(4) Leasing or lending bank settlement accounts.

(5) Transfer funds from bank settlement accounts other than basic deposit accounts, deposit sales revenue, or deposit cash into the unit's credit card account.

(6) Failure to notify the bank within the prescribed period of changes in the legal representative or principal responsible person, depositor address and other account opening information.

If a non-business depositor commits one to five of the above-mentioned behaviors, he or she shall be given a warning and fined 1,000 yuan; if a commercial depositor commits one to five of the above-mentioned conducts, he or she shall be given a warning and fined 1,000 yuan. A fine of not less than RMB 5,000 but not more than RMB 30,000 shall be imposed; if the depositor commits the sixth act listed above, he shall be given a warning and fined RMB 1,000.