1. You can apply for credit cards by providing proof of work and salary;
2. The credit line is approved according to your salary and assets;
3. After you get the credit card, you can activate it and use it overdrawn;
4. It is recommended to apply for ICBC's Peony Gold Card, with low installment fee, minimum repayment with interest on the rest, longest interest-free period of 56 days, and free deposit in different places;
5. You can apply for a credit card, and the estimated credit limit is up to 1, yuan.
Credit card application conditions:
1. At least 18 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a fixed work certificate; 5. Income certificate stamped with the financial seal of the unit; 6, other financial proof, such as real estate, cars, stocks, bonds, etc.; 7. Social endowment insurance certificate; 8. Provide two contacts.
The first three conditions must be met. Providing 4-7 pieces of supporting materials as much as possible will improve the success rate and credit limit of card processing. It is best to apply for a credit card at a bank outlet, and there will be a phone call after the approval.