1. Brush star diamonds. Download Pudong Development Credit Card Puda Xiben APP to check the value of your own star diamonds. If you reach 150 stars, you will be considered a platinum diamond. The following points can help you increase your Star Diamonds: 1) Every RMB 2,500 spent on card purchases with points = 1 Card Star Diamond; Note: If you are a Platinum Card or above Shanghai Pudong Development Bank debit card holder, your Star Diamonds will be doubled. 2) Every 100 yuan of principal in each installment = 1 star diamond; Note: A maximum of 400 star diamonds can be accumulated in each cycle. 3) Binding Pudong Development Bank Debit Card for automatic repayment for the first time and successful repayment = 1 star diamond; 4) Automatic monthly repayment of more than 5,000 yuan = 1 star diamond. It can be seen from the above that it is easier to increase Star Diamonds by installment than by consumption, but the cardholder needs to bear the installment fee, which needs to be weighed.
2. The first 3 months after debiting the card by swiping it skillfully are very important. You must swipe the card more to spend, and the monthly repayment must be made before the payment is made. The sooner the better, including automatic installments. The earlier the repayment is made, the better. Within the scope of your repayment ability, use more cards, and the monthly credit limit should be more than 80% of the credit limit. The amount of card payments can be large or small, and the types of merchants should also be diversified.
3. Persistence If you want to increase the universal limit of Shanghai Pudong Development Credit Card to 200,000, the cardholder must persevere in swiping the card for consumption, and make at least one installment every three months, so as to maintain the platinum diamond. Moreover, Pudong Development Bank’s credit score will increase with use, which is very beneficial for increasing the limit of Universal Gold. The above are the tips for increasing the limit of Shanghai Pudong Development Credit Card’s Universal Gold. Although the application threshold for Universal Gold is very low, it is not so easy to get a high limit. Remember, maintaining a good personal credit record is the foundation of everything, especially if you want to increase your credit score.