If you repay according to the minimum repayment amount listed on the CCB credit card statement, it will not have an impact on your credit record, and the current statement will not enjoy the interest-free repayment period. Overdraft interest will be accrued on all transaction amounts on the statement from the recording date of each transaction to the repayment date, and compound interest will be accrued on a monthly basis. Unless otherwise specified, the CCB interest rate benchmark is 5/10,000 per day. If there is any adjustment, the upper limit of the daily interest rate is 5/10,000 and the lower limit is 0.7 times of 5/10,000 (approximately converted annualized interest rate upper limit is 18.25 and the lower limit is 18.25). 0.7 times 18.25 is 12.775. The conversion formula is calculated as annual interest rate = daily interest rate * 365). If the relevant regulations of the People's Bank of China change, the regulations will be followed. Please refer to the bill for actual interest.

(In case of business changes, please refer to the actual situation.)