If the credit card fails to pass the audit, you can re-apply for information after 3 months. The application of bank credit card needs to be comprehensively evaluated through the bank credit information system, and there are many reference factors, such as age, job stability, income, credit history and so on. If the applicant's work or financial information changes (the materials are richer), the bank will properly handle all the application materials submitted by the applicant to ensure privacy and security.

Credit card application is mainly based on the verification of financial proof and identity proof. The more financial certificates, the higher the position, the higher the company brand, and the higher the education, the easier it is to pass.