I would like to ask which ICBC credit card is more cost-effective

The following ICBC credit cards are more cost-effective:

1. ICBC World Endeavor Lang Ping Card:

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This card is a RMB gold card with a maximum interest-free period of 56 days, no annual fee, and a cash withdrawal limit of 50%.

2. ICBC China Southern Sky Pearl Peony Card:

This card is a RMB/USD dual-currency general card with an interest-free period of up to 56 days. The annual fee is waived in the first year of opening the card, and the annual fee for the current year is waived if you make 5 purchases or a total of RMB 5,000 in a year.

3. ICBC Kids King Baby Card:

This card is a RMB/USD dual-currency gold card with an interest-free period of up to 56 days. Holding this card can enjoy Swiss Er Dental Clinic offers 15% off on routine treatment, 10% off on major treatment, and a NT$300 teeth cleaning package. If the accumulated card consumption reaches 5 times or RMB 5,000 (including the equivalent) every year, the annual fee for the primary and secondary cards for that year will be automatically reduced.