If the UnionPay line is swiped or the consumption amount is USD, there will be no settlement procedures.
1. For the consumption generated by using our credit card in countries in non-US dollar regions through international organization lines (that is, non-UnionPay lines), the cardholder has to pay 1.5% foreign exchange fee to convert local currency into US dollars, and the subsequent US dollars have already included this exchange fee (American Express Centurion Black Gold Card and American Express Centurion Platinum Card are paid at 2% of the settlement amount). 2. There is no foreign exchange handling fee for US dollar consumption. 3. UnionPay single-currency credit cards shall be handled in accordance with the latest regulations of China UnionPay and the Bank.
the foreign currency settlement exchange rate for overseas transactions of credit cards is generally the exchange rate on the processing day of the international organization system, usually the exchange rate on the day before the' bookkeeping date' in the bill, which is subject to the records of the international organization system. The exchange rate is provided by international organizations and may be different from the market announcement.
if you have any questions about other CMB credit cards, please search for "4825555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as your friend; Or search for the number "cmb4825555" on WeChat and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!