The handling fee for inter-bank repayment is charged by the remitting bank, which is generally 65438+ 0% of the remittance amount. As the payee, China Merchants Bank Credit Card does not charge any handling fee.
Credit card repayment means that when the cardholder's credit card consumption reaches the final repayment date, in order to ensure the cardholder's good credit record, the repayment amount is brushed out and the funds are returned to the bank.
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
If you have any other questions, I suggest you call the customer service staff of China Merchants Bank, hoping to help you.