China CITIC Bank credit card can withdraw money from ATM machines.

Credit cards of CITIC Bank can also be withdrawn directly from the counter of CITIC Bank. At present, a certain handling fee and interest will be charged. The general handling fee is charged at 1% of the cash withdrawal amount, and the interest is charged at the daily interest rate of 0.05%.

There are two ways to use the credit card of CITIC Bank:

1, UnionPay access machine:

You can withdraw cash from the ATM of any bank with UnionPay logo. If you withdraw cash from UnionPay ATM, you can only withdraw the credit line. For example, the credit line is 65,438+10,000, and the maximum amount can only be 50,000.

2. After the Alipay account is bound to the credit card, it will be recharged to Alipay, and then it will be withdrawn by transferring it to someone else's account.

Extended data:

Matters needing attention of CITIC Bank:

The domestic withdrawal fee of CITIC Credit Card is charged at 2% of the cash withdrawal amount, with a minimum charge of 20 yuan, and the overseas withdrawal fee is charged at 3% of the cash withdrawal amount. The minimum consumption is USD 3 yuan or HKD 30 yuan or EUR 3 yuan (except CITIC Blue Card).

There is no need to enter a password for credit card consumption internationally, but in China, according to the cardholder's habits, in addition to signature consumption, CITIC Credit Card also provides you with a "password+signature" consumption mode, that is, credit cards need to enter a transaction password to confirm when swiping their cards at POS machines.

Note: If the cardholder fails to repay the loan on time, he must bear the overdue repayment interest higher than the overdraft interest, which may cause a bad credit record. If he borrows from the bank in the future, there will be problems and even bear the legal risk of personal credit loss.

Baidu Encyclopedia-China CITIC Bank Credit Card

How does CITIC Bank withdraw the credit card to the bank card?

There are many correct ways to withdraw money by credit card, such as ATM withdrawal, bank counter withdrawal, and transferring credit card quota to bank card through mobile banking and online banking. These methods will not cause risk control, and they are also the correct withdrawal methods for credit cards.

In addition to the above methods, credit cards also have indirect cash withdrawal methods. For example, users use credit cards to help relatives and friends buy things online, and relatives and friends will pay cash to users after receiving things, which is also considered successful. Of course, this method is risky, and friends may owe you money.

There are two ways to use a credit card.

1. Cash withdrawal by credit card See if your credit card has the cash withdrawal function. Generally, credit cards have a cash withdrawal limit, which can be withdrawn directly at ATM or counter.

If there is no withdrawal amount, then if you want to withdraw cash, you can propose it in two ways. The first one is in the credit card APP, or call customer service to ask about the withdrawal amount.

The second method is to brush T with a credit card machine.

Due to the convenient payment method of credit card, there are more and more credit card users, so the phenomenon of credit card cashing is increasing. So how do you get the money out of your credit card? Let me tell you something. 1. You need to pay handling fee and interest to withdraw cash by credit card. The handling fee for cash withdrawal is generally 0.5% of the cash withdrawal amount, while the interest is calculated on a daily basis, and the daily interest rate is about five ten thousandths. 2. Take out the extra money from the credit card and transfer it to the colleague's savings card. This time it's not free, and it needs a certain handling fee, usually 0.5%-3%. 3. You can also transfer money to the UnionPay passbook of any bank at the designated bank ATM in the designated city, but you must have a debit card of the bank and open one of telephone banking, online banking and mobile banking. 4. According to the cardholder's credit limit and card usage record, the cash installment amount is also different. After the cash installment is successfully processed, the money will be transferred to the debit card in the cardholder's name. 5. Credit cards must be used reasonably and repaid in time, because seriously overdue credit cards will be blacklisted in the meeting. Doing so will do more harm than good. Please remember. Simply put, it is 1. Overpayment transfer II. Direct credit card transfer. Cash transfer by installment.

Xiaoman is a compliant credit service platform and is trustworthy. For small loans, the maximum loan amount is 200,000 yuan, the daily interest rate is 0.02%, the annualized interest rate is 7.2%, and the minimum interest for a one-day loan 1 0,000 yuan is only 2 yuan. At present, Du Xiaoman and financial institution partners have served more than10 million small and micro business owners and individual industrial and commercial households.

Can I refund the credit card of CITIC Bank?

Of course. 1. Generally speaking, credit cards can be withdrawn, and the withdrawal amount is 50% of the credit card amount, but it is not absolute. If the amount is too small, you can only withdraw a small amount, because the credit card withdrawal fee is too expensive, and there is a 3% fee, even if the withdrawal amount is in 30 yuan. We also need to charge you 30 yuan RMB, plus 5% of the daily withdrawal. If it is not an emergency, it is not recommended to use CITIC and the counter of CITIC Bank outlets to withdraw cash: CITIC Bank credit card holders can withdraw cash at any business place of CITIC Bank with valid identity documents.

There is no interest-free period for credit card withdrawal, and there is a handling fee. You are advised not to deposit money in your credit card. The limit of CITIC Bank depends on the actual situation of your card, which is generally 30% of your credit card limit. The daily withdrawal amount of each card in China shall not exceed 2000 yuan. The daily withdrawal amount of each card abroad is not more than 65,438 USD+0,000 RMB, and the cumulative withdrawal amount per month is not more than 5,000 USD. You can use CITIC Bank's credit card to withdraw cash, including cash withdrawal within the limit and cash withdrawal outside the limit, and different handling fees will be charged.

3. CITIC Bank Credit Card can withdraw money at the bank counter and UnionPay ATM. You can take your credit card to any branch of China CITIC Bank, and withdraw cash with your valid ID card and credit card transaction password. Other banks can withdraw cash at the bank counter of the same UnionPay system, or choose overseas counters with corresponding signs (including UnionPay, VISA, MasterCard, JCB, Express, etc.). ). Only credit line can be withdrawn by using UnionPay ATM. If the credit line is 654.38+10,000 yuan, only 50,000 yuan can be withdrawn at most. When withdrawing money from CITIC Bank ATM, the inter-bank handling fee is exempted.

Except Hongkong, Macau and Taiwan Province Province, many countries outside China UnionPay system are not popular, so a lot of cash goes through the international card organization channel, which depends on whether you have an international card to distinguish international cards. For credit cards other than UnionPay, it is easy to see whether there is an organized Visa or MasterCard logo.

How to withdraw cash from CITIC Credit Card? How much is the handling fee?

Credit cards have many financial services functions, and overdraft consumption and cash withdrawal are the most commonly used. In daily life, it is inevitable to encounter economic difficulties. At this time, if you have a credit card, there is no need to panic. Today, I will tell you how to withdraw cash from CITIC Credit Card and how much the handling fee is.

I. Withdrawal Method of CITIC Credit Card

Cardholders can not only withdraw cash from the counters of CITIC Bank outlets or ATMs, but also withdraw cash (or local currency) from ATMs with corresponding signs at home and abroad according to the identity of their CITIC credit cards.

Second, the withdrawal amount of CITIC Credit Card

1. The withdrawal limit of CITIC Credit Card is generally 50% of the credit limit of the credit card;

2. Withdrawal within the territory of China shall not exceed RMB5,000 each time;

3. The daily withdrawal of each card outside China shall not exceed USD 65,438+0,000 (or other equivalent foreign currency), and the monthly cumulative withdrawal shall not exceed USD 5,000 (or other equivalent foreign currency).

Third, CITIC Credit Card Withdrawal Fee

1, the domestic cash withdrawal fee is charged at 2% of the cash withdrawal amount, with a minimum charge of 20 yuan;

2. The handling fee for overseas cash withdrawal is charged at 3% of the cash withdrawal amount, and the minimum charge for each cash withdrawal is 3 yuan dollars, 30 yuan dollars or 3 yuan euros (except CITIC Blue Card).

In addition, if you use CITIC Credit Card to withdraw cash, the bank will also charge interest. From the date of withdrawal, interest will be calculated at the rate of 0.5 ‰ per day and compound interest will be calculated on a monthly basis.

Credit card discount: CITIC Bank will use an iphoneX for card gift every day on 20 18.

How to use CITIC credit card to withdraw cash, and dedicate it to cardholders who have cash needs, reminding everyone that credit card withdrawal can only solve temporary needs, and they don't want to bear greater repayment pressure, so they need to pay off as soon as possible.

So much for the introduction of CITIC Credit Card.