Everbright Bank's credit card stipulates that the late payment fee is 5% of the outstanding minimum repayment amount, with the minimum repayment amount of 1 000 yuan and the minimum repayment amount of 1 yuan. The proportion of late fees shall be uniformly stipulated by the People's Bank of China, and the late fees charged for Everbright Credit Card shall be.

Late payment fee = (minimum repayment amount-amount repaid before due repayment date) ×5%

Everbright has three stages:

1, optional interest-free installment: Call the customer service to start the installment function on the day of swiping the card, and it can only be divided into 12 installments, and a handling fee of 0.5% of the total transaction amount will be charged for each installment.

2. Bill installment: after the bill is generated, call to apply for bill installment, which can be divided into 3 installments, 6 installments, 9 installments and 12 installments. The handling fees are 2%, 4%, 5% and 6% respectively, but the handling fee is charged at one time.

3.POS installment: It means that some cardholders have the second credit line of their own cards, and they can use the second credit line for installment in the cooperative place of China Everbright Bank. Usually, people spend the first credit line by swiping their cards, but the handling fee for this installment is charged by the merchants, which occupies the first credit line.

Extended data:

Credit card installment repayment of China Everbright Bank. After the automatic installment is started, each payment (including the unrecorded amount) will be repaid automatically in installments, and a handling fee of 0.5% of the total transaction amount will be charged for each installment.

The credit card of China Everbright Bank is characterized by:

1. password consumption, safe and reliable.

Sunshine Credit Card's unique password consumption function makes your credit card more secure and reliable.

2. Reward customers and keep them exciting.

Sunshine Credit Card has a special incentive plan to enrich customers, and a variety of incentives can make your every expenditure get a return and make your life more exciting. Detailed terms will be announced soon, so stay tuned.

3. Two coins for one card, universal.

It can be used by special merchants who accept VISA card business in more than 240 countries and regions around the world, and withdraw local currency from more than 840 thousand ATMs with VISA logo around the world.

Baidu Encyclopedia-China Everbright Bank Credit Card