Hello, Kayou! In fact, the applicant's location is not completely linked to the choice of banks and credit cards. However, whether banks and credit cards are "good" depends mainly on the needs of credit card applicants themselves.

1. If you want to have more bank outlets and handle relevant procedures conveniently, choose the four major state-owned banks; But now you can handle a lot of personal business online, which is not an advantage;

2. If you want more credit card preferential activities or more diversified types of points for gifts, choose other banks, such as Shenzhen Development Bank. The bank originated in Shenzhen, and it will treat local preferential and integral activities more.