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Is China Merchants Bank credit card good?

China Merchants Bank’s credit cards mainly have the following advantages:

1. Beautiful appearance and unique features.

2. There is a fee-free cash withdrawal once a month, which can be used to accept remittances from other places, which is equivalent to free remittances (but only once a month, and the interest rate is very high if it is an overdraft).

3. The customer service phone number is very convenient, and you can also temporarily increase the credit limit.

4. It is convenient to cancel the card.

5. If you swipe 6 times, the annual fee will be waived for the next year.

6. Online shopping is very convenient, and you can choose from a variety of payment methods.

7. Once the call is lost, China Merchants Bank will compensate for the amount used by others within 48 hours.

China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank in China that is entirely owned by corporate legal persons. It is also the first country to promote banking reform from outside the system. pilot bank.

The head office of China Merchants Bank is located in Futian District, Shenzhen City. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began a public offering in Hong Kong, issuing approximately 2.2 billion H shares, raising HK$20 billion, and was listed on the Hong Kong Stock Exchange on September 22. Net capital exceeds 290 billion and total assets exceed 4.4 trillion.

China Merchants Bank’s development goal is to become China’s leading retail bank. In September 1999, China's first online bank, All-In-One, was launched and became a widely used online payment tool for many enterprises and e-commerce websites, which to a certain extent promoted the development of China's e-commerce. On April 2, 2015, China Merchants Group Co., Ltd. planned a major event. In order to ensure fair information disclosure, protect the interests of investors, and avoid causing abnormal fluctuations in the company’s stock price, upon the company’s application, the company’s stocks will be open for trading on April 3, 2015. Trading suspension.

As of the first half of 2017, China Merchants Bank has more than 1,800 domestic and overseas branches, has established service outlets in more than 130 cities in mainland China, has 5 overseas branches and 3 overseas representative offices, and has 7 employees More than 10,000 people. In addition, China Merchants Bank also wholly owns China Merchants Bank Financial Leasing Co., Ltd., holds a controlling stake in China Merchants Fund Management Co., Ltd., holds a 50% stake in China Merchants Cigna Life Insurance Co., Ltd., and a 50% stake in China Merchants United Consumer Finance Company; it wholly owns Wing Lung in Hong Kong Bank Limited and CMB International Financial Holdings Limited.

Since it was first shortlisted for the Fortune Global 500 in 2012, it has been shortlisted for seven consecutive years. In 2018, it ranked 213th on the Fortune Global 500. On June 26, 2019, eight banks including China Merchants Bank were among the first to launch online enterprise information verification systems. In July 2019, the 2019 Fortune Global 500 was released, ranking 188th.

In November 2019, it ranked 85th on the list of the top 100 Chinese enterprises under the "One Belt, One Road" initiative. In December 2019, China Merchants Bank was selected into the 100 Model Brands at the 2019 China Brand Power Ceremony. On December 18, 2019, it ranked 31st on the People's Daily "China Brand Development Index" 100 list. On January 13, 2020, it was selected into the 2020 Hurun Top Quality Awards. In March 2020, it was selected as the 74th among the top 500 global brands in 2020. In May 2021, it ranked 22nd on the "2021 Forbes Global 2000".