In the process of loan review, CITIC Bank may contact the emergency contact person to ensure the authenticity and accuracy of the applicant's personal and financial information. Usually, emergency contacts refer to relatives, friends or other reliable contacts that the applicant can contact in an emergency. The bank may contact the emergency contact person during the audit process, mainly to confirm the applicant's personal situation, repayment ability and the information filled in the application form.

Banks can contact emergency contacts by telephone, SMS, email, etc. To verify the authenticity and accuracy of the information provided by the applicant. This way is to protect the interests of applicants and ensure the safety and compliance of loan transactions.

It should be noted that when contacting the emergency contact, the bank will respect the privacy of the applicant and will not disclose the loan details or sensitive information to the emergency contact. At the same time, the emergency contact person can also refuse to provide any information related to the applicant.

In short, financial institutions may contact emergency contacts in the process of loan review to ensure the authenticity and accuracy of the information provided by the applicant, which is a measure to protect the interests of both borrowers and lenders.