Online application, the procedure is relatively simple, and no additional financial proof is needed. Banks will focus on the landlord's real estate, social security, provident fund, individual tax, personal credit and other information that can be queried online. There is a bank shield of CCB (like a USB flash drive), which can be approved within five working days at the earliest, without face-to-face signing. If there is no net shield, it usually takes about 10 days to get the approval, and then bring your ID card to the outlet for face-to-face signing. If these efforts are not much or not much, this method is not recommended.
When handling outlets, you need to bring your ID card and proof of work income (work permit, employment certificate, tax bill for the last three months, social security bill, provident fund bill, etc. Not all of them are required, but some of them are optional). If you can attach some economic proof, such as the landlord can provide car ownership certificate, real estate license, CCB deposit, etc. Then it is very helpful to get the card and approve the quota. If the information is complete, it will generally be approved within 20 working days (almost one month) after the application.