Bank of Shanghai Meituan Credit Card is a joint card of Meituan and Bank of Shanghai. Although it is not a new card type, it is said that the card issuance rate is relatively high. As long as there is no bad credit report and sesame score is above 650, the application pass rate is relatively high. So, how to apply for the Bank of Shanghai Meituan Credit Card? What are the requirements? Let's have a look.
Before you apply, let me know. As a local bank, Shanghai Bank had better apply in Shanghai, Ningbo, Nanjing, Hangzhou, Chengdu, Tianjin, Shenzhen, Backstage, Suzhou, Wuxi, Shaoxing, Nantong, Changzhou and other places with branches of Shanghai Bank, because it may involve face-to-face visa.
Understand the conditions before applying:
1. Urban residents where the head office and branches of Shanghai Bank are located;
2. The main card applicant 18-70 years old, with full capacity for civil conduct;
3. The main card applicant lives and works in the area where the head office and branches of Shanghai Bank are located, with stable income and average monthly income ≥ the minimum wage standard of the year in the area where he is located;
4. No bad credit records and other bad behavior records.
Then let's see how to apply:
1. Open Meituan APP- My-Meituan Credit Card;
2. Select Bank of Shanghai Meituan Credit Card (takeaway version) or Bank of Shanghai Meituan Credit Card (store version), and click the Apply Now button;
3. After certification, fill in the application materials and click Submit.
4. Waiting for bank review.
How about Meituan Credit Card?
Meituan credit card is ok, just like ordinary credit cards, except that there is a discount for Meituan payment. Every time you order fast food, there is a discount of more than one yuan, which is actually equivalent to a fixed discount.
Meituan credit card is still more reliable. Meituan Credit Card is a joint-name card of the bank and Meituan, and there is a discount in Meituan consumption. Large-scale e-commerce companies have bank co-branded credit cards and platform consumption concessions. What users need to understand is that Meituan Credit Card is also a bank credit card and can only be accessed through Meituan's website. Meituan Credit Card is backed by Meituan and the bank, which is more reliable.
If users often use Meituan, the application pass rate may not be a big problem. Credit card payment is similar to bank card payment, except that credit card can be overdrawn and bank card can't. In addition, it should be noted that if the merchant does not open the credit card payment function, you will be required to pay the transaction fee (mostly 1% of the payment amount, that is, you need to pay 1 yuan to pay 100) when you use the credit card payment in Meituan. Group credit cards have many advantages, and it is worthwhile to use them frequently. This kind of credit card is free of annual fee, overpayment and withdrawal fee.
Meituan Credit Card Introduction: Meituan Credit Card is a joint-name card launched by Shanghai Bank and Meituan, which is an ordinary credit card focusing on the welfare of Meituan. Meituan Credit Card is currently divided into Shanghai Bank Meituan Credit Card (Arrival Edition), Shanghai Bank Meituan Credit Card (Takeaway Edition), Guangzhou Bank Meituan Credit Card and Qingdao Bank Meituan Credit Card. Among them, the discount of Shanghai Bank's credit card to the store is mainly provided when Meituan or Volkswagen Group purchases goods to the store for settlement, while the take-away version of Shanghai Bank is mainly provided when Meituan calls for take-away settlement. According to the relevant person in charge of the Consumer Finance and Credit Card Center of Jiangsu Bank, Jiangsu Bank adheres to the customer-centered service concept and makes full use of its own financial technology advantages. Innovatively create products and services that meet customer needs, continuously improve customer experience, and truly open the last mile of inclusive finance. The strong alliance between Jiangsu Bank and Meituan Review is to provide better financial services to customers with the power of science and technology.
Is Bank of Shanghai Meituan Credit Card OK?
It's good. Bank of Shanghai Meituan Credit Card is a joint-name card jointly launched by Meituan and Bank of Shanghai. Although it is not a new card type, it is still easy to approve.
Bank of Shanghai Meituan Credit Card can be divided into take-away version and in-store version, both of which can be directly applied in Meituan APP (version 10.2.36 and above). As long as there is no bad credit record, it is easier to pass if sesame scores above 650. According to feedback from netizens, the Bank of Shanghai Meituan Credit Card has one feature. Its quota is either not approved or approved, and the quota is very high, usually in the tens of thousands of yuan. It will conduct comprehensive examination and approval according to the applicant's credit status. The better the qualification, the higher the quota!
So if you want a high amount, you'd better apply directly to the counter. You can bring some income proof materials, personal financial proof, such as real estate, automobile production or large deposit certificate, and you can also bring a copy of senior professional title certificate or other nationally recognized senior qualification certificate. With these materials, the bank will know your economic strength to a certain extent, and naturally the amount of the next batch will be high. Don't worry about the annual fee of Shanghai Bank Meituan Credit Card, because this card is directly exempt from the annual fee in the first year, and you can exempt the annual fee in the following year by swiping it three times during the validity period. I believe many people can meet this condition.
Moreover, as a gold card, Bank of Shanghai Meituan Credit Card can be temporarily deactivated until there is no demand for swiping, but attention should be paid to the safety of deactivating credit cards.
Payment term and presentation payment term are two different concepts.
A commercial bill is a credit bill and a long-term bill. It has a certain payment term, and the payer will not pay for the unexpired bill. This period is the payment period of commercial draft (not called validity period). The Bill Law stipulates that the payment period of a commercial bill shall not exceed 6 months at the longest.
The payer can only pay the payee (or holder) after the commercial bill expires. However, if the holder fails to prompt the payer for payment all the time, the payer's payment obligation cannot be released. In order to urge the holder to present the payment to the payer as soon as possible, the Bill Law stipulates that the time limit for presenting a commercial bill is from the due date of the bill 10. During the presentation period, after the payer pays in full, all the liabilities of the bill debtors are discharged.
For example, in August of 1 year, drawer A issued a bank acceptance bill of RMB 65,438+10,000, and the payment period was 6 months. The accepting bank (payer) is Bank B and the payee is Company C, so the payment term of this bill is from August 1 to February 1 of the following year. During this period, although Bank B accepted the bill,
What is the credit card limit of Shanghai Bank Meituan?
The credit limit of Shanghai Bank Meituan Credit Card is between 30 million and 50,000 yuan. Meituan credit card belongs to the gold card level, and the credit limit is higher than that of ordinary card. \ r \ nIf you want to apply for Meituan Credit Card, you can apply at official website and branches of Shanghai Bank or Meituan. \ r \ For more information about the credit card limit of Bank of Shanghai Meituan, please visit: See More.
So much for the introduction of Shanghai Meituan Credit Card.