Billing date: The bank will regularly settle the transactions, fees, etc. that occurred in your credit card account every month, calculate interest, and calculate your total arrears and minimum repayment amount for the current period. This date is your credit card statement date.

Repayment due date: It is the last date when the card issuer requires the cardholder to return the balance of the current period's bill on the bill.

The repayment date for a Bank of Communications credit card is the 25th day after the bill date. If your credit card bill date is the 2nd of every month (fixed), the repayment date is the 25th day after the bill date, that is, every On the 27th of the month.