When applying for Apple Card, personal address, date of birth, income information, and social security number (SSD) issued by * * * in the United States should be provided, and the online system of Goldman Sachs Bank will conduct credit review and provide three sets of card numbers with different purposes. The physical card is expected to be delivered to users by mail within a few days after the successful application for Apple Card.

Earlier, Apple officially announced that it would open all users in the United States to apply for the Apple Card. Users can apply online through the wallet app by using the iPhone 6 later models and updating the system to iOS 12.4 or above. If it goes well, they can complete the card verification in about 1 minute.

However, if users want to apply for an Apple Card, they must provide their personal address, date of birth, income information, and social security number (SSD) issued by the United States, and the credit check will be conducted by the online system of Goldman Sachs Bank. If it goes well, in principle, the card verification can be completed in about 1 minute. If it is rejected by the system, it means that there is a problem with personal credit or other factors affect the card verification.

as for the Apple Card successfully applied for, it will contain three groups of card numbers, one of which is to provide the virtual card number used in the wallet app and the card number used in the Apple Card physical card, and the other is the number that users must fill in when shopping online.

The physical card attached to the application is expected to be delivered to the user by mail within a few days after the successful application of the Apple Card, and the card can be opened through NFC induction installed inside the iPhone. It must be noted that this credit card made of titanium will not have any card number information except the user's personal name, and it also does not support the inductive payment function. Apple's intention is to prevent the card from being stolen or written down, so the actual consumption operation will still be based on Apple Pay inductive payment.

In order to promote the usage mode of Apple Card, Apple cooperates with Appel Cash service, so that users who use Apple Card can get Daily Cash feedback, and users can accumulate cash feedback in different proportions in each consumption, of which the highest consumption can get 3% feedback and the lowest one can get 1% feedback.

At the same time, Apple also informs users of the actual consumption details and the amount of Apple Cash feedback through the wallet app, and also lets users know when to pay the card fee.

However, Apple Card also has related restrictions, such as it cannot be used to buy high-risk "commodities" such as virtual currency and lottery tickets, and it cannot be used on jailbreak devices, and it may even be locked by Apple.

in addition to the implementation in the United States, apple also expects to provide Apple Card services in more regions in the future. As for the contents including Hongkong, Taiwan Province and Japan, Apple's application for registration of Apple Card and Apple Cash trademarks also came out, indicating that Apple will also implement this service in Asia next.