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Minimum repayment amount of ICBC
the minimum repayment of ICBC is 1% of the amount owed.

for example, the consumption of this bill month is RMB 1,, so the minimum repayment this time is RMB 1, *1%, which is RMB in 1 yuan.

ICBC credit card billing date: the 1st and 25th of each month are billing dates and cannot be changed;

Annual fee of ICBC's main credit card: 25 yuan for Puka personal card and 5 yuan for Gold personal card;

ICBC's annual fee-free policy for credit cards: if the accumulated spending on credit cards in local and foreign currency accounts reaches 5 or 5, RMB in the current year, the annual fee for the main and secondary cards can be reduced or exempted;

ICBC credit card advance cash limit: 5% of the credit limit;

ICBC credit card interest-free period: interest-free period is 25-56 days;

ICBC's credit card consumption verification method: Method 1, signature; Method 2, signature+password;

ICBC credit card revolving credit interest (daily interest): .5% interest is charged every day;

ICBC credit card points: 1 point for cash withdrawal, 1 point for cash withdrawal in 1 yuan, 1 point for consumption in Hong Kong, 1 point for consumption in 1 yuan, 1 points for cash withdrawal, 1 points for consumption in Euro, 8 points for cash withdrawal and 8 points for consumption in Euro;

validity period of ICBC credit card points: 2 years;

ICBC credit card installment application: call ICBC customer service 95588 to apply manually from the next day of consumption to three days before the due repayment date, or apply at ICBC business outlets;

ICBC credit card installment types: single installment, bill installment, single installment and bill installment;

ICBC credit card installment amount: USD 1 for a single installment, EUR 1 for a single installment, HK$ 6 for a single installment, RMB for 6 yuan bill, and 8 yuan for a single installment;

installment rate: 3 installments: 1.65% 18 installments: 11.7% 24 installments: 15.6% 6 installments: 3.6% 9 installments: 5.4% 12 installments: 7.2%;

deduction method: one-time deduction;

prepayment regulation: the installment fee paid once before will not be refunded.