The credit card bill is negative, indicating that there is a deposit balance, indicating that there is an overpayment, so there is no need to repay in this period. There is usually such a formula that the total repayment amount of credit card in the current period = repayment balance in the previous period-paid amount/newly signed amount in other accounts/other expenses.

In addition, don't forget to go to the tax department for tax refund. When purchasing a commercial house, all family members who can get a tax refund should be written into the purchase contract as property owners, and an application for "deduction of personal income tax paid by the buyer" should be processed immediately after signing the contract and paying the house price.

Get my General Tax Payment Book. You can get the real estate license after paying off all the loans in advance, and you have to go to the tax department for tax refund within 6 months after completing the real estate license.

Extended data:

Handler:

1. Repayment in full in advance: after the loan bank verifies that the relevant materials are correct, it will go through the formalities of prepayment in full.

2. Early repayment with the same loan term: the loan bank instructs the borrower to fill in the relevant agreement. If the original loan guarantee method is mortgage insurance and mortgage registration has not been handled, you need to go to the insurance company designated by the city center to go through the formalities of reducing the insurance with the original insurance policy, your ID card and relevant agreements.

3. If mortgage insurance is selected as the original loan guarantee method and the mortgage registration has been completed, the borrower who chooses non-mortgage insurance applies for partial repayment in advance and shortens the loan period: the loan bank instructs the borrower to fill in the relevant agreement, and the signed agreement is sent to the corresponding sub-center in time by the loan bank.