All credit cards with UnionPay logo issued by Chinese mainland Bank can be spent in Hong Kong. As a joint bank card organization in China, China UnionPay is in the core and pivotal position in the bank card industry in China and plays a fundamental role in the development of the bank card industry in China. The bank realized the interconnection between the systems through the UnionPay interbank transaction clearing system.

Conversely, bank cards can be used across banks, regions and borders. On the basis of building and operating the inter-bank transaction clearing system of UnionPay and realizing the universality of bank card networking, China UnionPay actively cooperates with commercial banks and other industries to promote the unification of UnionPay card standards and norms and build its own brand of bank cards; Promote the development and application of bank cards;

Maintain the market order of bank card acceptance and guard against bank card risks. Through the inter-bank transaction clearing system of UnionPay, the interconnection and resource sharing between commercial banking systems can be realized, and the inter-bank, inter-regional and cross-border use of bank cards can be ensured.

Extended Information China UnionPay has established a nationwide unified inter-bank transaction clearing system with independent intellectual property rights. In cooperation with commercial banks, a bank card standard system that meets international requirements has been initially established, and these standards and norms have been applied to UnionPay standard cards. UnionPay cards have become the first choice for domestic cardholders to use cards outside Hong Kong, Macao and Singapore.

Independent brand UnionPay card (UnionPay standard card) is a bank card issued by commercial banks (including credit cooperatives) in accordance with the business norms and technical standards of China UnionPay. The Bin number standard of unionpay international, China is adopted, and the "UnionPay" logo is on the lower right corner of the front of the card, and the first two digits of the card number are 62.

Baidu Encyclopedia-China UnionPay