How to use Ping An Credit Card for the first time

After the cardholder receives the Ping An Bank credit card, the first thing to do is to activate the credit card, and then the cardholder can use the credit card for consumption. . Cardholders can activate their credit cards in the following three ways:

(1) Online activation: Cardholders open and log in to the Ping An Bank credit card website in a browser, and then follow the prompts on the website to enter their ID number, credit card, set the credit card inquiry password to complete activation.

(2) Telephone activation: After receiving the credit card, the cardholder should call Ping An Bank’s credit card customer hotline 95511-2 (if the credit card is a platinum card, the cardholder should call the platinum VIP hotline 4008895511), and pass Self-service voice service on the customer service phone to activate credit card.

(3) SMS activation: After receiving the credit card, the cardholder edits the "validity period of the last 4 digits of the last 4 digits of the JH card ID number", or the "validity period of the last 4 digits of the last 4 digits of the 8608 card ID number". ", send to 9551186 to activate the credit card.

When making the first transaction with Ping An Bank’s credit card, there are no restrictions on the transaction method. Cardholders can use the credit card to make purchases offline or pay bills online.

How to use a credit card? How to use Ping An Credit Card?

Do you want to ask how to use a credit card correctly? Then let’s talk about the guide to using Ping An Credit Card.

Ping An’s preferred card usage habits

Here are the card consumption habits preferred by Ping An Bank:

1. Make sure that Ping An’s credit card makes 15 purchases per month about.

2. Among the 15 purchases, three were made at high-end merchants and three were made at Ping An Online Mall.

3. After the bill is issued, make overpayment, for example, if the credit card limit is 10,000, repay 15,000.

4. Through more than 15 purchases, the consumption reaches about 90% of the credit card limit.

According to the above process, the temporary limit and the fixed limit can be issued within two billing days. Good users only need to pay the limit on one billing day.

It is worth noting that Ping An Bank does not like cash withdrawals. And Ping An Bank doesn’t like to pay only the minimum amount.

Ping An’s unique insurance premium

When you think of Ping An, it’s their insurance. It can be said that the relationship between Ping An Insurance and credit cards is "disconnected".

So Ping An’s most classic curve increase operation is to use Ping An’s insurance business.

The first step is to download Ping An Gold Butler, go to Ping An Mall to buy insurance, and buy 20%-30% of your limit. Remember to swipe the card first when applying.

The second step is to place the order without paying until the insurance salesman calls. You said the turnover is a bit tight these days and it will take a few days (never ask for an increase). Under normal circumstances, you will receive a text message to increase your quota in less than a week. If you don't come, it will not be successful.

Or, empty the funds in the card or leave a few dozen yuan, then call for consultation and purchase insurance. The premium is usually deducted from the credit card. If there is no money in the card, the temporary limit will be automatically increased. If the conditions are good, the fixed amount can be increased. After successfully raising the amount, just cancel the insurance.

General method of raising the balance

Mobile App side raising the channel:

1. Download and log in to the "Ping An Bank Pocket Bank" app

2. Click "Credit Card"

3. Click "Limit Management"

4. Perform limit increase operation

WeChat official account limit increase channel:

1. Follow "Ping An Bank Credit Card" on WeChat

2. Click on the "Easy·Service" menu to bind the card

3. Click on the "Easy·Service" menu - "Limit" · Increase the limit”

4. Perform the limit increase operation

Telephone limit increase:

Ping An can also directly call customer service to request a limit increase (if the card is used normally In this case), the customer service authority is 30%. If you need a higher level, just ask the customer service to transfer you to the authorized post (customer service manager). Its authority is 100%-200%.

When applying for a credit card, why not keep a confidential investigation on family income, real estate certificate and land certificate mortgage, work salary mortgage, guarantor mortgage, ID card, household registration, hometown and local conditions, parents’ signed consent form for loan and disagree with the loan opinion letter. Only by controlling the loan amount can you apply for a credit card loan. Credit card consumer loans are backward technology and can lead to fraud and bad luck among young people, working people and students. Credit cards, WeChat and online loans should be banned nationwide.

How to use a credit card? Let’s take the Ping An Good Car Owner Card as an example. Before using it, you must first understand the basic content of the card and the bonus rights on the card, and try your best to enjoy all your own rights without using the card in violation of regulations. For example, Ping An Good Car Owner Card users enjoy a 12% discount on refueling at more than 20,000 gas stations across the country. This kind of benefit is really beneficial.

How to use Ping An Credit Card for 2 transactions of 388

First of all, you need to apply for and successfully apply for Ping An Good Car Owner Credit Card. Within the specified date: January 1, 2021 - December 31, 2021, new customers who apply for the Ping An Good Car Owner Credit Card for the first time: enjoy 12% off on designated gas consumption with no consumption threshold within 6 months of applying for the card, and 12% off for the 7th month after applying for the card. Starting from August 1, 2020, if you make two purchases of 388 yuan or more in a month, you can continue to participate. Customers who already hold a Ping An Auto Owner Credit Card: Starting from August 1, 2020, if you make two purchases of 388 yuan or more in the month, you can enjoy a 12% discount on designated gas purchases with the designated credit card in the event. The monthly refueling bonus limit for Good Car Owner Credit Card gold card customers is 100 yuan per person.

:

1. Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to credit card consumption, In addition to basic functions such as cash advance, it also has many special functions, providing cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel". Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operation.

2. As of November 2018, the number of cards in circulation has exceeded 50 million. Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

3. Ping An Bank’s Credit Card for Car Owners was rated as the “2018 Best Credit Card for Car Owners” in the China Automobile “Golden Engine” Award for Automotive Financial Services at the 9th China Auto Finance Annual Conference. "The results of the Southern Metropolis Daily's "Golden Brick Award" were officially announced. Ping An's Manchester United Red Devils Platinum Card was recognized by the judges and won the "Most Distinctive Credit Card" award. Ping An Credit Card has successively won many heavyweight awards such as "Financial Value List·2017 Innovative Payment", "2017 Credit Card Gold List·Most Innovative Credit Card Bank of the Year" and "Most Internet Gene Credit Card Bank of the Year"

How to spend with Ping An Credit Card

Ping An Credit Card can be used to make purchases at offline POS machines in supermarkets, shopping malls, convenience stores and other places, make online purchases at major shopping websites, bind WeChat/Alipay, etc. for quick payment and Withdraw cash from teller machines (handling fees and interest will be charged), etc. After consumption, you only need to repay according to the bill and before the final repayment date.

If you have any questions, you can click the link below and select the online customer service icon - credit card in the upper right corner of the homepage or follow the Ping An Bank Credit Card WeChat public account (paxyk95511) for consultation.

Response time: 2020-09-15. For the latest business changes, please refer to the official website of Ping An Bank.

[Ping An Car Owner Loan] You can get a loan if you own a car, up to 500,000

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Ping An Bank’s debit card at POS, the bank does not charge handling fees. Card swiping limit:

1. Within China and Hong Kong, China: single transaction limit is 1 million yuan, daily cumulative limit is 5 million yuan Yuan Yuan;

2. Macau, China: single limit is 500,000 yuan, daily cumulative limit is 1 million yuan;

3. Taiwan, China and areas outside China:

< p>①UnionPay channel transaction limit: single transaction limit of 1 million yuan, daily cumulative limit of 5 million yuan;

②measter channel transaction limit: single transaction limit of 5,000 US dollars or equivalent, single transaction and daily cumulative cash withdrawals The transaction limit does not exceed US$1,000 and there is no limit on the number of times.

Warm reminder: If the UnionPay POS credit limit is not enough, you must contact Ping An Bank at 95511-3 to manually apply for an increase. The single limit is less than 10 million (exclusive) yuan, and the daily cumulative limit is 50 million (exclusive) ) Yuan or less.

Response time: 2021-06-16. For the latest business changes, please refer to the official website of Ping An Bank.

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This is the introduction of how to use Ping An Credit Card.