Introduction to the automatic purchase of foreign exchange from Bank of China credit card foreign currency bills:

1. If a foreign currency bill is generated after activating this function, if there is excess deposit in the RMB account, there is no need to purchase foreign exchange over the phone. Bank of China Foreign currency arrears will be automatically purchased for foreign exchange;

2. This foreign exchange function is enabled by default before 2023.2.19; after that, this function is closed by default. This function needs to be applied by the principal cardholder and will take effect immediately;

3. The automatic foreign exchange purchase function for foreign currency bills (does not distinguish between active repayment or automatic repayment) is on the due date of repayment and the expiration date of the grace period respectively. Carry out foreign exchange purchase and repayment;

4. The excess deposits after transferring out the card to pay off the bill can be used to automatically purchase foreign exchange for foreign currency bills, and will not be affected by the new consumption of unpaid bills and the occupation of installment authorization;

5. The exchange rate for foreign exchange purchase is the real-time foreign exchange rate announced by Bank of China when the deduction transaction occurs;

6. When handling pre-account cancellation business, this function will be invalid.

(Answer time: November 9, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.