There are many types of credit cards and many preferential activities in Guangfa Bank. There are also many outlets, which are well worth applying for. For card friends, it is best to choose a credit card that is easier to handle if you want to handle the card smoothly. Today, I will give you an inventory of three Guangfa credit cards with low threshold and premium rights. Interested friends can consider starting.
Which credit card is easier to apply for in Guangfa?
1, Guangfa Zhenqing Credit Card
The classic of Guangfa Credit Card, the first female-themed credit card in China, is of high value and there are many card versions to choose from. It can provide multiple points for self-selected businesses, discounts for many big-name businesses, and free and high health insurance for women, which is irresistible to every woman who likes shopping.
The important thing is that the threshold for handling cards is low. As long as women have a stable job and income, they can basically apply for a card. But if you want to choose a good card level, you can choose a gold card, a strong economic strength, or a big card from other banks. You can try a platinum card.
2. Guangfa Owner Credit Card
Guangfa Bank's exclusive credit card tailored for car owners can provide rich car owners' services. When new households activate their cards, they will be presented with ETC labels, and after refueling, they will enjoy a 20% discount on tolls or a maximum cash back of 15%. You can also enjoy 100 km road rescue service and high accident insurance for free.
This is also an easy-to-apply GDB card. You have a car under your name, meet the age requirements, have a stable job and income, and you can pass it quickly through online approval. It's basically no problem to take off the card.
3. Guangfa Sharp Credit Card
One of the few credit cards in China that can be cashed back by pen can be used in department stores, supermarkets and restaurants. The maximum cash back is 1% every day and 5% on Friday, which is suitable for daily household consumption expenses and can save some money more or less.
The threshold is also relatively low, but only new customers can apply for card cashback. Old customers cannot apply unless they cancel all GDB cards under their names and apply for cards one year later.
What credit card is worth applying for in Guangfa Bank? You can look at these models.
Among many prime banks, Guangfa Bank has always issued a high number of credit cards because of its low threshold and many discounts. There are many kinds of CGB bank cards, many of which are worth applying for. Here are some popular credit cards.
1, Guangfa Owner Card
Although it is not a new card, the number of application cards has been high, which is one of the first choice credit cards for many car owners. Its most attractive place is that it can tailor various service rights for car owners.
For example, if you spend 1 points at will within 3 months after issuing the card, you will receive 100 km road rescue service and high accident insurance for free; Up to 6% cash back for refueling every month, 5 times points for refueling, and an extra 20% discount for expressway tolls. If new households have more rights and interests, they can enjoy a 76% discount on high-speed traffic, and new households with free ETC electronic tags can enjoy a maximum of 15% cashback rights.
2. Guangfa Sharp Card
The most attractive thing about Guangfa Sharp Card is this cashback offer. Cardholders can choose one or more of the three major merchant types of catering, entertainment, shopping and tourism, and then they can enjoy the discount when they spend at the designated merchants.
That is, the cardholder can cash back a single consumption in 99 yuan 199 yuan, 1%. 5% can be cashed back every Friday, with a maximum of 100 yuan. In addition, cardholders can enjoy 3 times points when spending in their own merchants.
3. Guangfa Bank True Love Card
It is also a popular credit card of Guangfa Bank, and the applicants are mainly female customers. After all, this is a female-only credit card. Although men can also apply, it is more favorable for women, and the application rate of women is higher than that of men.
What this credit card is worth applying for is that it can provide many intimate services for women, such as the triple points plan of self-selected merchants, the self-selected insurance plan and other functional services, and you can also enjoy the discounts of many merchants.
4. Guangfa Ctrip Credit Card
This card is specially designed for business travelers. The special functions of the card include two-in-one and two-way accumulation of Ctrip points, gift of travel accident insurance, free cash withdrawal from different places every month, etc., to meet the needs of business travelers.
Which card is the most practical for Guangfa Credit Card?
There are many kinds of cards in Guangfa Bank, and users can choose according to their own situation.
The types and characteristics of credit cards of Guangfa Bank are as follows:
(1) Guangfa Bank Vibrant Credit Card: The discount is mainly reflected in sports.
(2) Guangfa Bank Yintai Credit Card: This card is mainly for fashion elites.
(3) China Guangfa Bank Zhongjing Huitong Credit Card: 2% cash will be returned by swiping the card to refuel.
(4) Guangfa Bank Taobao Credit Card: It has unique functions such as "credit card consumption return" and "continuous installment return".
(5) China Guangfa Bank Ctrip Credit Card: issued to meet the needs of business travelers.
(6) Guangfa Bank Smart Credit Card: unique IQ300 smart consumption refund discount.
Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.
The main features of credit cards:
1. Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range.
2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
4. Credit cards can reduce the use of cash and currency;
5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
6. Credit cards can simplify the collection procedures and save social labor;
7. Credit cards can promote commodity sales and social needs.
In most cases, citizens with full civil capacity (citizens aged 65-438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, a legal person can also be an applicant.
The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.
Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate. A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.
This concludes the introduction of which credit card is suitable for Guangfa and which credit card is suitable for Guangfa. I wonder if you found the information you need from it?