2. Log in to official website of China Guangfa Bank (Google v94.0.4606.6 1), click Credit Card in the upper menu bar, select Score Management in the lower menu bar, and click the drop-down arrow to open integral mall.
3. Pull the pop-up integral mall page to the bottom, click "More Value-added Service Redemption" to pop up a new page, and find the corresponding commodity "Redemption Premium" and "Deduction Amount".
4. Select the corresponding card type in your hand, click to enter the redemption page, click Buy Now to redeem the corresponding "premium" and "deduction amount", and credit the card in the form of deduction amount within 2 working days. As my card does not belong to this kind of card, I can't exchange it.
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Summary of credit card integral value of each bank:
1, Bank of China
The best products for China Bank to exchange non-joint cards are China Southern Mileage and JD.COM Iron and Steel. The mileage conversion ratio of China Southern Airlines is 15000:50, with an upper limit of 300,000 miles/year, and 654.38+ million points worth 270 yuan.
2. Agricultural Bank of China
The best non-joint redemption product of Agricultural Bank of China is China Southern Airlines Miles, with the redemption ratio of 20: 1, the upper limit of 65,438+million miles/year, and the value of 65,438+million points is 440 yuan, and the points can be automatically combined and redeemed.
3. Industrial and Commercial Bank of China
The best products of ICBC's non-co-branded cards are telephone charges and fuel cards, and the exchange ratio is 500: 1, with no upper limit. 65438+ million points worth 200 yuan, which can be automatically combined.
4. China Construction Bank
The best convertible product of CCB is Sinopec fuel card. The conversion ratio of other non-co-branded cards except car cards is 540: 1, with no upper limit. 65438+ million points value 180 yuan, which can be combined manually through online banking.
5. Bank of Communications
The best exchange product for other non-joint cards of Bank of Communications except Bai Qilin is water, electricity, coal and telephone charges, with the exchange ratio of 667: 1, the upper limit of which is 5% of the order amount, and the value of 65438+ million points is 150 yuan. In addition, the mileage of Bai Qilin exchanged for China Southern Airlines is 654.38+ 10,000 points, which is worth 440 yuan.
6. China Merchants Bank
China Merchants Bank's classic white best redemption product is China Southern Airlines Mileage, 65,438+million points value 10670 yuan, other non-co-branded cards are exchanged for Starbucks 799 points/cup, and 65,438+million points value is 4 130 yuan, while China Merchants Bank 20 yuan only has 1 points.
7. Shanghai Pudong Development Bank
PUFA's best redemption products are China Southern Airlines Miles, with AE white redemption ratio of 9600:800, ordinary card of 48000:800, AE white of 65438+ million points worth 670 yuan, ordinary card 130 yuan.
8. China CITIC Bank
The best exchange product of CITIC Bank is also the mileage of China Southern Airlines. The conversion ratio of platinum card with rigid annual fee is 25: 1, 65438+ million points worth of 320 yuan, and the conversion ratio of platinum card and gold card without annual fee is 50: 1, 160 yuan.