Generally speaking, Minsheng Credit Card only inquires about deposits, and applicants need to provide corresponding financial proof. Banks confirm the credit card grade and credit limit granted by the applicant's financial certificate, especially for high-end cards, which need to provide bank running water, salary income certificate, bank deposit certificate, etc. To assess the repayment ability and consumption level of the applicant. Generally, the more deposits in the bank, the greater the financial resources of the applicant, the higher the credit card amount that can be obtained, and the higher the credit card level that can be handled.