Words for promoting credit cards

1. Customer: How much card limit can I apply for? The strongest words:: The limit of a credit card is a comprehensive score. The key lies in the information you provide and According to the records we found, the limit is mainly decided by you. Based on your conditions, I think the limit should be relatively high.

2. Customer: Is there an annual fee? How is it charged? The strongest word: Yes, gold card is 300, regular card is 100, and supplementary cards are free of annual fees for life. But you don’t have to worry, we will waive it for you in the first year of the main card, and we will waive it for you in the second year if you use the main card six times in the first year. You go to the supermarket and swipe 6 bottles of mineral water, just swipe them six times.

1. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards where the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit cards A debit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, the card can be overdrafted within the specified credit limit. The so-called credit card generally refers to a credit card only.

2. Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name and other contents are printed on the front, and the name of the cardholder is printed on the back. Chip, magnetic strip, signature strip. Cardholders can use their credit cards to shop, consume, and deposit and withdraw cash from banks.

3. It is said that one day in the 1950s, American businessman Frank McNamara entertained guests at a hotel in New York. After dinner, he found that he had forgotten his wallet and had to call his wife to bring cash to the restaurant to pay the bill. He was deeply embarrassed, so McNamara came up with the idea of ????creating a credit card company. In the spring of 1950, McNamara and his friend Schneider invested US$10,000 to establish the "Diners Club" in New York, the predecessor of Diners Club. Diners Club provides members with a card that can prove their identity and payment ability. Members can use the card to record their purchases at 27 designated restaurants without having to pay cash. This is the earliest credit card. This kind of credit card that does not require bank processing is a commercial credit card.

What is the vocabulary of credit card marketing?

The vocabulary of credit card marketing:

1. Seize the needs of users.

Before marketing, we need to analyze the customer's personality, positioning, and characteristics to see which type of credit card is suitable for them, so as to carry out targeted marketing and improve the success rate.

2. Highlight the characteristics of being approachable.

When you start marketing, you can first get close to the customer. For example, ask the customer what their usual interests and hobbies are. Where do you live? If you need help, etc., you can further dispel customers’ concerns. On this basis, we then carry out marketing.

3. Highlight the advantages of credit card products.

If the customer says "no need for the time being", we need to continue marketing to capture the user's interest from the perspective that the annual credit card fee can be reduced, there is no fee if you don't swipe the card, and you can still enjoy preferential activities by swiping the card. Psychological needs allow customers to actively accept credit card products.

4. Pay attention to utilizing strengths and avoiding weaknesses.

When comparing with other bank products, we must pay attention to leveraging strengths and avoiding weaknesses to improve the competitiveness of our own products.

How to sell Bank of Communications credit cards online

How to sell Bank of Communications credit cards online. The method is as follows: 1. Choose a good channel for promotion.

For example: the credit card department of the head office can cooperate with e-commerce, and large platforms such as JD.com or Taobao can jointly issue cards; individual employees can choose WeChat or Douyin, etc. WeChat should be the promotion platform we are most familiar with. WeChat Friends, WeChat groups, and WeChat Moments can be said to be the three basic directions for personal promotion. The card management department can apply to register a WeChat public account, build a public account focusing on the theme of credit card application, or advertise in some public accounts that are suitable for credit card applicants.

2. Promotion and marketing through some special reward channels and local promotion channels.

There are many specialized credit card promotion websites and communities on the Internet. The cost of promoting a credit card is about 80 to 120; local promotion channels such as airline co-branded cards are promoted at the airport, and supermarket co-branded cards are promoted in supermarkets. Combine marketing with specific scenarios and activities.

If you want to operate at a low cost, you can also directly print color promotional pages, and then distribute them one by one to the potential users you think.

What are the techniques used to promote credit cards (debit cards)?

Nowadays, the competition in the credit card (debit card) market is relatively fierce. When selling credit cards (debit cards), salespeople need to master certain tips and words to successfully sell credit cards (debit cards):

1. There are many benefits to applying for a credit card (debit card). You can avoid interest on overdraft consumption and enjoy the benefits and preferential activities that come with a credit card (debit card);

2. Apply for a credit card (credit card) based on your conditions, the approval rate will be very high, and the limit will not be low;

3. The annual fee for a credit card (credit card) is paid by swiping the credit card (credit card) The number of times can be easily reduced, and there will be no consumption pressure;

4. You can also accumulate points by swiping a credit card (debit card). Points have many benefits and can be exchanged for various gifts and rights;

5. Nowadays, when applying for a credit card (debit card), there are also gifts such as new household gifts and consumption standard gifts. The threshold is low, and you can basically get it when you apply for a card.

How to promote credit cards!

Hello, selling sales cards is difficult, but it is also very simple. The main contradiction is that the high-quality customers that banks care about are relatively mature people who are not so keen on credit cards. The various procedures for applying for a card are very cumbersome for them. People who are keen on applying for cards are relatively young. Generally speaking, the best places to sell credit cards are companies. If you follow a customer closely, you can successfully sell to them in the circle around them. These people's lives and incomes are relatively stable, and they are better customers. Of course, public affairs personnel are better, but public affairs personnel rarely deal with them collectively unless it is a relationship introduction. There are also steps that can help people minimize the hassle. Such as various certificates. Learn about some risk-free solutions.

Advantages:

1. You can overdraft without deposit and enjoy the interest-free period of 25-56 days. You can repay your loan on time without paying any interest.

2. When shopping, swiping your card is not only safe, hygienic and convenient, but you can also earn points and give gifts.

3. Special merchants with cardholders in the bank can enjoy discounts

4. Accumulate personal credit and add integrity records to your credit files, which will benefit you throughout your life.

Disadvantages:

1. Blind consumption with credit cards is not like paying cash. You spend money one by one. I feel nothing after brushing it. A few numbers lead to blind consumption and money flowing down the drain. However, can you be irrational about what you should buy and what you should not buy?

2. Excessive consumption of laptop installment payments, digital camera installment payments and smartphone installment payments. While enjoying their favorite items in advance, I also have to consider whether my salary will be just a drop in the bucket when I repay the loan next month?

3. High Interest If you cannot take good care of your credit card and cannot repay on time when the final repayment date arrives, the bank will charge a certain interest fee to avoid greater risks. You only have yourself to blame.

4/ Affect personal credit record Long-term malicious default will naturally affect personal credit record and even be blacklisted by the bank. It will be difficult to borrow money from the bank to buy a house or a car in the future - but if you don't ask, you won't manage your money.

This is the end of the good introduction on how to market credit cards and how to market credit cards. I wonder if you found the information you need?