China Merchants Bank visa charges a handling fee. Moreover, it is not only possible to use RMB to brush the US dollar capacity abroad, because the++buying price and selling price (the difference is the bank's income) are different.

There are five main repayment methods for credit cards:

1. Counter repayment: it can be done at the counter.

2. Agreed account repayment: that is, automatic repayment, credit card repayment in RMB, credit card repayment or repayment by purchasing foreign exchange from an agreed account in RMB;

3. Repayment of foreign exchange by telephone: refers to the repayment of US dollars by calling customer service and purchasing foreign exchange with RMB deposits or available quotas in credit cards;

4.ATM transfer repayment: I can repay my debit card and quasi-credit card through ATM (outlets);

5. Online repayment: Credit card accounts can be allowed to repay.