The banks with better credit cards are 1 and China Merchants Bank.
2. Bank of Communications Credit Card
3. China Industrial and Commercial Bank Credit Card
4 China Construction Bank Credit Card
5. China Bank Credit Card
6. China Agricultural Bank Credit Card
7. Shanghai Pudong Development Bank Credit Card
8. China Minsheng Bank Credit Card
9. Industrial Bank Credit Card
10, Guangfa Bank Credit Card
1 1, CITIC Bank Credit Card
12, Shenzhen Development Credit Card
13, China everbright bank credit card.
I. Credit Card of China Merchants Bank
College students who have just entered the society are often rejected by banks when applying for credit cards due to factors such as less assets and unstable jobs. However, young people's spending power and economic growth potential make the card-issuing banks not to be underestimated.
China Merchants YOUNG Card is a credit card product for this group of people. As long as a copy of the cardholder's bachelor degree or above is submitted at the time of application, the user can get the credit card quickly. For young people who just started working, it is a good choice to have a China Merchants Youth Card as their first credit card.
2. CITIC Bank Credit Card
CITIC Magic Card is a credit card product issued for married women, which not only provides women's health insurance and? Parent-child sharing insurance, cardholders can also enjoy 3 times points return on their own and their children's birthdays.
In addition, women are the most valued group in the credit card industry, and the amount of credit cards issued by women is often the most important performance indicator of banks. Therefore, it is easy for married women with good credit to apply for CITIC Magic Card. If you can also provide strong proof of assets, the amount granted to you by CITIC Bank will definitely surprise you.
Third, China Everbright Bank Credit Card
Many credit card experts have a credit card of China Everbright Bank for the simple reason that the installment fee of China Everbright Credit Card has always been the lowest in China. Secondly, the new card quota and approval success rate of Everbright Bank Credit Card are all good in the reputation of card friends.
If you have the experience of installment consumption, or have a credit card from other banks, applying for a credit card from China Everbright Bank can get twice the result with half the effort.
Four, the construction bank credit card
As one of the four state-owned banks, China Construction Bank is relatively generous in credit card approval. This credit card signed jointly with E Long Travel Network not only has the credit card function of CCB Dragon Card, but also is a membership card of E Long.
Therefore, when the Construction Bank examines the qualifications of users to apply for cards, it certainly has more or less. Look at the Buddha's face or not? The factor is inside. Of course, if you can prove that you often travel or travel in the application materials, then the card-issuing bank is even more embarrassed to embarrass itself? Potential customers? Yes
Verb (abbreviation for verb) Bank of Communications credit card
Bank of Communications Eastern Airlines Credit Card is a customized credit card for aviation and business travelers. To put it simply, the card is mainly launched for cardholders who travel frequently, and its most important value-added service is availability? Points for mileage? .
Therefore, when handling the Eastern Airlines card, it is best for the cardholder to indicate that he often travels for work reasons in the process of credit investigation, so that the bank will basically have no other requirements for the applicant. But what if you think there are only a few thousand? Air ticket quota? If you still can't meet the demand, it is safer to submit your own income certificate or bank deposit certificate.
Comparison of advantages and disadvantages of credit cards in various banks China Merchants Bank Credit Card
Advantages: the bid threshold is extremely low, and the points are permanently valid; Online banking is powerful and easy to operate, supporting Alipay; There are often value-for-money group purchases, with many activities and many tricks; The one-card function is good, and all aspects of financial management are also good; All cards are combined into one bill (easy to repay); There are many kinds of cards with exquisite design.
Disadvantages: the integral policy is inhuman (20 yuan scores one point, not zero); The interest-free period is the shortest among all issuers, the shortest 18 days; All cards are combined into one bill (inflexible); Online payment limit is too low (500 yuan)
Summary: suitable for friends who value service but ignore points.
Customer service telephone number: 800-820-555595555
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