Precautions for bill installment:
1. Timely installment: After consumption, if you feel that you have problems with your repayment ability, contact the bank for installment in time to avoid any installment in the future.
2. Staging activities: Banks encourage cardholders to do staging because they can earn staging fees. Many banks have introduced many incentives for this behavior. For example, in July, China Merchants Bank offered a 20% discount on bills with a maturity of 10 and above and an amount of more than 5,000 yuan, and sent 1000 points for bills with a maturity of 1000 and above.
3, credit card must be rational: card friends must be rational consumption, healthy use of cards.
Extended data:
Eligibility for bill installment:
1. Generally, you can accept the bill installment application by calling the customer service center of the issuing bank or telephone banking. Telephone banking and mobile banking apply for installment payment, and China Merchants Bank can apply in the bank's online banking. Relevant persons of CCB reminded cardholders that although all banks have introduced bill installment payment, it does not mean that every cardholder can pay by credit card installment.
2. General banks should evaluate the credit status of cardholders according to their credit limit and credit records of credit card consumption. Only after the assessment is passed can the cardholder make installment payment smoothly; If the evaluation result is not satisfactory, the bank may reject the cardholder's application for installment payment, or fail to give the cardholder the amount of installment payment he wants. ?
China Economic Net-How high is the credit card installment fee? The actual rate is not cheap.
China Economic Net-Credit Card Installment Payment
Baidu encyclopedia-credit card bill installment