The rating will be reduced.

1. If the number of credit card swipes per month is too few, only two or three times occasionally, Minsheng Bank will think that you may be using the credit card to cash out. If the monthly activity is low, the card will be reduced or even blocked. .

2. The use of funds. The credit limit of Minsheng Bank is prohibited from being used for investment and financial management.

3. Card derating will be reduced due to overdue payment. However, overdue derating will rarely occur. Most of the time, the card will be blocked directly.

4. If you make a transaction without points, your balance may be reduced.

5. If the cardholder enters the blacklist, the credit limit will be reduced.