First, credit cards generally have a grace period of three days after the repayment date, and repayment within the grace period is regarded as timely repayment;
1. If it is paid off in full, no cost will be incurred;
2. The minimum repayment amount shall be calculated at 0.05% of the daily interest;
2. If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, it will be deemed overdue, and the daily interest will be 0.05%, and the interest will be calculated from the bookkeeping date. In addition, a late fee of 5% will be charged for the unpaid part of the minimum repayment amount, which will be charged monthly.
Legal basis: Article 103 of the Civil Procedure Law adopts sealing up, distraining, freezing or other methods prescribed by law to preserve property. After the people's court has preserved the property, it shall immediately notify the person whose property has been preserved. Property that has been sealed up or frozen shall not be sealed up or frozen again.
Article 100 of the Civil Procedure Law The people's court may, on the application of the other party, order the property to be preserved, order it to do certain acts or prohibit it from doing certain acts when the judgment may be difficult to execute or cause other damage to the parties. If the parties do not apply, the people's court may also order the adoption of preservation measures when necessary. When the people's court takes preservation measures, it may order the applicant to provide a guarantee. If the applicant is unable to provide a guarantee, the application shall be rejected. After accepting the application, the people's court must make a ruling within 48 hours in case of emergency; Those ordered to take protective measures shall be executed immediately.