When the temporary limit of the credit card expires, the cardholder needs to make repayment before the repayment date of the next month. Generally speaking, the temporary limit is valid for 1-3 months. After the cardholder uses the temporary limit, the relevant bills will be automatically included in the next billing cycle. After the cardholder repays the loan, if the temporary limit is still valid, You can continue to use this amount. However, if the temporary limit expires and the cardholder needs to reapply, the bank will re-evaluate the cardholder’s personal comprehensive qualifications. If the conditions for opening a temporary limit are not met, the bank has the right to directly reject the cardholder's application for a temporary limit.

What is a temporary quota?

A temporary limit refers to a certain amount of credit limit temporarily provided by the bank based on the cardholder's credit rating and repayment record. Cardholders can make purchases within the temporary limit and do not need to wait until the bill date to repay. The temporary limit usually has a certain validity period, and the cardholder can use it multiple times during the validity period. However, after exceeding the limit or exceeding the validity period, the cardholder needs to reapply or wait for re-evaluation by the bank. The opening of a temporary line usually requires meeting certain conditions of the bank, such as good credit, good repayment record, etc.