1. Credit card fraud with an amount of RMB 10,000 is generally punishable by imprisonment of not more than five years or criminal detention, and a fine of not less than RMB 20,000 but not more than RMB 200,000. 2. If it is a credit card fraud in the form of malicious overdraft, if the amount reaches 10,000 yuan, it does not constitute a crime and will not be sentenced. "Criminal Law" Article 196 Whoever commits credit card fraud under any of the following circumstances and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge; Or if there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years or life imprisonment. , and be subject to a fine of not less than 50,000 yuan but not more than 500,000 yuan or property confiscation: (1) Using a forged credit card, or using a credit card fraudulently obtained with false identification; (2) Using an invalid credit card.