1. How to apply for an interest-free loan for car purchase?
The following materials need to be prepared to handle the formalities of interest-free loan for car purchase:
1. Personal valid identity documents;
2. Household registration certificate or long-term residence certificate (residence certificate can provide utilities, telephone bills, etc.);
personal income certificate, and family income or property certificate when necessary;
work certificate of the current unit.
3. Marriage certificate and spouse ID card (you don't need to provide spouse's materials and marriage certificate if you are unmarried, but you need to provide divorce certificate or divorce agreement if you are divorced). The car purchase agreement, contract or letter of intent signed with the dealer (both new and used cars can be issued).
Second, can Beijing Hyundai apply for an interest-free loan to buy a car?
Your interest-free loan to buy a car should be the credit card renewal fee of CCB, China Merchants Bank and Minsheng Bank, but you need a specific brand and a specific model to get a credit card installment loan. For details, you can go to the bank website to see
Third, how to apply for an interest-free loan to buy a car
You need a credit card to buy a car by installment. You can enjoy 12 interest-free services
Credit card issuers that support this service include China Construction Bank, China Merchants Bank, Minsheng Bank, etc.
Fourth, what is the process for buying an interest-free loan for a car
Buying an interest-free loan for a car requires the car buyer to be at least 18 years old and a legal citizen of China with valid identification and full capacity for civil conduct; Car buyers have the ability to repay loans and have a stable job and income; Car buyers can provide fixed and detailed proof of address.
note: the application only supports debit cards, and the application card is also a loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.
Process of car purchase with interest-free loan:
Users who meet the conditions of car purchase with loan can prepare ID cards, household registration books, work certificates, income certificates, car purchase agreements and contracts signed with dealers and other related materials.
submit a loan application to the lending institution, and then the lending institution will review the loan information submitted by the car buyer and the personal credit status of the car buyer.