First of all, credit card recurring interest means that the cardholder did not pay off the previous bill in full, but only paid the minimum payment or part of the outstanding amount, and the unpaid portion will accrue recurring interest. This interest will accumulate over time and may result in the cardholder eventually paying more than double the total amount of interest and principal.

Secondly, the calculation method of revolving interest is different from the interest of ordinary consumption. Revolving interest is not a fixed interest rate but a daily interest rate. Generally speaking, the worse the credit history of the cardholder, the higher the recurring interest rate charged by the bank. Therefore, it is recommended that cardholders pay off their bills in full and on time when using credit cards to avoid recurring interest.

If it is discovered that recurring interest has accrued, the cardholder should pay off the balance immediately to avoid further interest burdens. At the same time, you should pay attention to your credit card usage habits to avoid being unable to pay off your bills in time. It should be reminded that the generation of recurring interest will have an impact on personal credit ratings and cause financial pressure. Therefore, cardholders are advised to maintain rational consumption and plan their finances reasonably.