1. Age requirement: Under normal circumstances, the minimum age required is a citizen over 18 years old, and ID card proof needs to be submitted.

2. Have stable repayment ability: The bank will ask you to provide proof of employment and income. At the same time, in order to increase the application success rate and credit limit, it is recommended that card applicants provide proof of their own property, their own vehicles, and bank assets. In fact, every bank has different standards for property requirements, and there will be certain differences. The specific requirements depend on each bank.

3. Good credit status: It is required that you must not have a bad credit record. The bank will check whether this condition is met.