1. Inquiry method:

1. Telephone inquiry: Cardholders can inquire about their personal credit by calling the bank’s customer service number and providing them with their identity information and card information. Quota.

2. Online or mobile banking inquiry: Cardholders need to log in to the bank's official website and enter their identity information to inquire about their personal credit limit.

3. Counter inquiry: Cardholders bring their ID cards and bank cards to the counter of any branch of their bank for inquiry.

2. The steps for mobile banking inquiry are as follows (taking China Merchants Bank as an example):

1. On the mobile desktop, find the China Merchants Bank client and click to enter.

2. Click to register or log in. If you forget your account, you need to retrieve your password. If you have not forgotten, just log in normally.

3. After logging in successfully, click My Options in the lower right corner.

4. Then click on the location in the picture below - Credit Line, so that you can see the complete loan information.

5. In the new page, you can see the user’s total personal quota.