The temporary credit line can be increased at any time for the first time and for the second time. The amount that can be increased is usually 20%-50%, and the longest validity period is 1 month.

When the original credit line is insufficient, you can call the 24-hour customer service hotline of Industrial Bank at 9556 1 to apply for a temporary credit line from the staff. Please note that the credit line will be automatically restored to the original credit line upon expiration. Usually, the bank will determine whether the credit limit can be temporarily increased according to the card use records, including personal credit records and how to use the card.

In addition to the temporary quota, you can also apply for a fixed quota. The fixed limit is the same. As long as the credit limit can't meet the consumption, you can call the 24-hour customer service hotline 9556 1 at any time to apply for permanently increasing the credit limit.

Extended data:

Materials to be provided for applying for Industrial Credit Card:

1. Domestic residents: a copy of the applicant's ID card or military officer's card. Overseas residents: Hong Kong and Macao residents provide photocopies of passports, Taiwan Province residents provide photocopies of Taiwanese certificates, and other foreigners provide photocopies of passports.

2. In case of foreign household registration, overseas personnel applying for local jobs, and active military officers applying for credit cards in their own names, some card-issuing banks may require temporary household registration issued by local public security departments or certificates (including work certificates) issued by relevant departments.

3. Work certificate: a copy of work permit or work identity certificate or the original work certificate stamped with the official seal of the unit.

4. Income proof document: the payroll record (copy of payroll card statement) issued by the bank for the last three months or the copy of personal income tax withholding certificate or the original income certificate issued by the unit.

Baidu Encyclopedia-Industrial Bank Credit Card

Baidu encyclopedia-temporary quota

Baidu Encyclopedia-Application