1, high credit card: this is the most common. It is very troublesome and difficult to apply for a high credit card. The private agent said that there is no threshold and there are acquaintances inside the bank. But in fact, no matter which bank, there is a certain threshold for handling high-value cards. No acquaintance can win cards. It is likely that a liar cheated you of your deposit.
2. Book cards: Many private credit card agents swear that they can book cards. However, in fact, whether they can apply for a card is examined by the bank. Even if the application materials are very skillful, it can only improve the probability of getting a card. The reservation card is just a gimmick. Don't believe it.
3, free card: there is no free lunch in the world. If it is a private agent credit card, claiming that it can be handled free of charge, it must be problematic, either because there is a bonus to introduce new customers or some other expenses. The former is fine, and the latter directly swindles money.
4. Charge after getting off the card: Some private credit cards will say that you don't need money if you don't get off the card, but you can give money if you get off the card. Note that at this time, either you want to get through the relationship and ask for money, or you just fool you with a card. If you are not careful enough, you are likely to be caught.
In fact, private credit card handling is just a normal procedure for you to handle your own card, and there is no back door. Whether you can get a card or not depends on your own personal qualifications. Don't be deceived. It is best to go to the counter, official website or a regular credit card application platform to apply for a card.
1. What are the common loan forms, and what are their characteristics and advantages?
Loans are divided into "credit loans" and "mortgage loans".
2. What's the difference between a "lender" and a "borrower"?
In the process of lending, most people don't know what is a "lender" and what is a "borrower".
Lender: refers to individuals or financial institutions that use credit funds or their own funds to issue loans to borrowers in lending activities, generally referring to commercial banks and central banks.
Borrower: refers to an enterprise, institution or individual that borrows monetary funds from a lender with its own credit or property as a guarantee or a third party as a guarantee in credit activities.
Simply put, if you borrow money from a bank, you are the borrower and the bank is the lender.