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What are the application conditions for China Bank to buy a car by credit card installment? What is the application process?
China Bank credit card to buy a car installment payment application conditions:

Car installment payment refers to the business that the credit card holders of China Bank (Bank of China series credit cards, new generation Great Wall credit cards) use the credit card to pay when they buy a first-hand family car with a price higher than 50,000 (inclusive) at the designated dealer of China Bank, and choose to divide the actual payment amount into several installments on average, repay it monthly within the agreed period, and pay a certain handling fee.

Bank of China offers 6 months, 12 months, 18 months, 24 months, and 36 months. The specific number of installments that can be provided depends on the business situation.

Customers applying for credit card car installment must meet the following conditions: the credit limit is above 65,438+0,000 (inclusive), the credit card has been activated for more than half a year, and the credit status is good.

Customers who apply for car installment guarantee must meet the following conditions: the credit line is above 654.38+00,000 (inclusive), the credit status is good, or they are loan customers or wealth management customers of China Bank.

China Bank Credit Card Installment Application Process:

According to the credit line approved by China Bank and its own financial situation, you can flexibly choose the following two ways to spend by stages.

A. High-quality credit customers recognized by China Bank (hereinafter referred to as credit staging).

As a credit card holder of China Bank (including China Bank series credit cards and the new generation Great Wall card), you can call the customer service hotline of China Bank at 4006695566 to inquire about the specific amount of car installment. After the customer service personnel verify your identity and confirm the demand quota, they will feed back the result of quota adjustment to your mobile phone through SMS;

If your specific quota meets your car purchase needs, you can apply for car staging at the merchant's end. After you and the merchant fill in the corresponding form, sign and seal it, fax it to the credit card customer service center of China Bank;

China Bank Credit Card Customer Service Center will have a special person to handle your application for car installment business. After processing, you will receive SMS notification of credit card transactions.

After receiving the SMS notification, swipe the card at the designated POS device to complete the installment payment transaction.

Advantages: Convenient handling. To handle the installment business, you only need to call for confirmation.