1, this code means that your personal qualification does not meet the conditions of credit investigation and credit card, so you are not eligible to apply for quick loan for the time being.

2. It may be that your loans, credit cards and guarantees in CCB or other banks are overdue, or your account is frozen, stopped paying or written off, resulting in bad debts. In addition, it is difficult for white borrowers to apply for quick loans, so they can apply for a credit card.

3. Credit card reasons. If there are more than 65,438+00 banks, or the line utilization rate of 5 banks exceeds 80%, the debt ratio is too high. For example, there are 6 bank credit cards with a total amount of 65,438+10,000. If you use 80 thousand, you can't apply for a quick loan.

Extended data:

Meaning of other codes:

1、YBLA020 1K039

Personal conditions can not meet the requirements of applying for quick loan from CCB for the time being, which may be due to insufficient financial assets and deposits, no mortgage and poor credit information. The easiest way is to deposit in CCB and make a quick quota.

2、ybla 020 1923 1/ybla 020 19232

If the fast loan prompts these two loans, it is because the next day is the maturity date of the fast loan, and the banking system has generated an automatic deduction file, which will be completed in the early morning of the next day. So in order to prevent you from overpaying, it is impossible to repay now. You can check whether the balance of the automatic debit card is sufficient, and then see if the debit is successful at 7: 00 the next morning.

3、YBLA020 17 102

Apply for quick loan. If this code appears, it means that the account balance is insufficient. Please choose another account, which means that you have chosen a worry-free insurance product for loan, and you need to deduct the premium in advance. If you don't have enough money in your account, you can save some money before applying.

4、YBLA0 185N 1R4

If the loan is prompted, the account number is entered incorrectly. Please re-enter the account number. If you are operating dragon payment binding, please use CCB card to re-bind the dragon payment function.

China Construction Bank official website-China Construction Bank fast loan